6440 Julia Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 6440 Julia Dr, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,252 sqft · built 1960
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Jul 2020)
Tax Bill	$694 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-2N-28-5060-00400-0250`

Property Details

APN / Parcel Number

Primary APN	`28-2N-28-5060-00400-0250`
Alternative APN	`N282285060004000250`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,252 sqft Living Area
Gross Area	1,629 sqft
1st Floor Area	1,252 sqft
Utility Area	72 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Porch	Unfinished Open Porch
Porch Area	39 sqft
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6440 JULIA DR
City	MILTON
State	FL
Zip	32570-3448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SKYLINE HEIGHTS 1ST ADD LOT 25 BLK 4 AS DES IN OR 3984 PG 703
Legal Range	28W
Legal Township	2N
Legal Section	28
Legal Subdivision	SKYLINE HEIGHTS 1,2
Legal Block	4
Legal Lot Number	25
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	4
Census Block	4015
Census Tract	10601

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6440 JULIA DR, MILTON, FL 32570-3448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Mar 30, 2007 · Amount on Record
Deed Document Number	202038537
Deed Book / Page	3984 / 703
Prior Transfer Date	Mar 8, 2007
Prior Transfer Doc	0027150067
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 31, 2020
Property Address	6440 JULIA DR, MILTON, FL 32570-3448
Document Number	0039840703
Book / Page	3984 / 703
Map Reference	MB B PG 67
Instrument Date	Jul 31, 2020
Instrument	202038537
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 OAK MEADOWS PL, 145, COVINGTON, GA 30016-8547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6440 JULIA DR, MILTON, FL 32570-3448

Mortgage

Document Number	0003984705
Date	Jul 31, 2020
Instrument	3984/705

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$92,091 (+2.9%)	$123,192 (+5.21%) Land $19,000 Building $104,192
2024	$694.00 (+3.27%) Homeowner's exemption	$89,496 (+3%)	$117,088 (+1.05%) Land $15,000 Building $102,088
2023	$672.00 (+3.38%) Homeowner's exemption	$86,889 (+3%)	$115,869 (+6.47%) Land $15,000 Building $100,869
2022	$650.00 Homeowner's exemption	$84,358	$108,831 Land $12,000 Building $96,831

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20