6441 la Cumbre Rd, Somis, CA 93066 Property Records

Ventura County property record for 6441 la Cumbre Rd, Somis, CA 93066

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 3,190 sqft · built 1980
Lot Size	1 acres (43,642 sqft)
Owner	2 Company Names on Record
Tax Bill	$7,940 (2025)
Deeds & Mortgages	Aug 2026 Transfer Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`110-0-382-225`

Property Details

APN / Parcel Number

Primary APN	`110-0-382-225`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,190 sqft Living Area
Gross Area	2,076 sqft
1st Floor Area	2,076 sqft
Basement Area	1,114 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Stucco
Construction Type	Frame
Lot Area	43,642 sqft (1 acres)
Garage Area	698 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	110 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6441 LA CUMBRE RD
City	SOMIS
State	CA
Zip	93066-9721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1AC
Legal Description	LOT: 2 REF: 028PM 032
Legal Subdivision	3211
Legal Block	382
Legal Lot Number	2
Jurisdiction	VENTURA CA
Township / Civil Division	LAS POSAS
Census Block Group	2
Census Block	2106
Census Tract	9300

Owner

Source: Ventura County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6441 LA CUMBRE RD, SOMIS, CA 93066-9721
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Affidavit of Death of Trustee, Transfer
Jan 13, 2026	Deed of Trust, Mortgage · Non-Conforming Investor Loan THE LARRY WAYNE HARRIS AND JOANN HARRIS
Mar 3, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Mar 3, 2022	Intrafamily Transfer, Transfer LAWYERS TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 25, 2022
Transfer Doc	0000029700
Record Updated	Oct 29, 2026

August 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	VENTURA CA
Recording Date	Aug 11, 2026
Property Address	6441 LA CUMBRE RD, SOMIS, CA 93066-9721
Document Number	0000062222
Instrument Date	Aug 4, 2026
Instrument	202662222
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	6441 LA CUMBRE RD, SOMIS, CA 93066-9721
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6441 LA CUMBRE RD, SOMIS, CA 93066-9721

Mortgage

Document Number	0000002142
Date	Jan 13, 2026
Instrument	2026000002142

Lender

Name	THE LARRY WAYNE HARRIS AND JOANN HARRIS
Type	Private Party
Address	564 SAN CLEMENTE WAY, CAMARILLO, CA 93010

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Mar 3, 2022
Property Address	6441 LA CUMBRE RD, SOMIS, CA 93066-9721
Document Number	2022000029700
Map Reference	MB 28 PG 32
Instrument Date	Feb 25, 2022
Instrument	2022000029700
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6441 LA CUMBRE RD, SOMIS, CA 93066-9721

Mortgage

Document Number	2022000029701
Date	Mar 3, 2022
Instrument	2022000029701

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Mar 3, 2022
Property Address	6441 LA CUMBRE RD, SOMIS, CA 93066-9721
Document Number	2022000029702
Map Reference	MB 28 PG 32
Instrument Date	Feb 25, 2022
Instrument	2022000029702
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6441 LA CUMBRE RD, SOMIS, CA 93066-9721

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Somis Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$743,870 (+2%) Land $195,390 Building $548,480
2025	$7,940.00 (+1.99%) Homeowner's exemption	$729,285 (+4.04%) Land $191,559 Building $537,726
2024	$7,785.00 (+5.43%)
2023	$7,384.00 (+0.05%) Homeowner's exemption	$700,967 Land $184,120 Building $516,847
2022	$7,380.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA CWWD NO. 19 - SOMIS serves 1,429 people · EPA ID CA5610015
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rocket Broadband.

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