6426 la Cumbre Rd, Somis, CA 93066 Property Records

Ventura County property record for 6426 la Cumbre Rd, Somis, CA 93066

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,893 sqft · built 1954
Lot Size	1.07 acres (47,044 sqft)
Owner	2 Individual Names on File
Last Sale	$1,372,000 (Feb 2022)
Tax Bill	$9,854 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`110-0-240-485`

Property Details

APN / Parcel Number

Primary APN	`110-0-240-485`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,893 sqft Living Area
1st Floor Area	1,893 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	47,044 sqft
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	295 sqft

Location & Zoning

Street Address	6426 LA CUMBRE RD
City	SOMIS
State	CA
Zip	93066-9721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1AC
Legal Description	LOT: A REF: 002PM 098
Legal Subdivision	EDWARDS MEEK SUBDIVISION #3
Legal Block	240
Legal Lot Number	A
Jurisdiction	VENTURA CA
Township / Civil Division	LAS POSAS
Census Block Group	2
Census Block	2090
Census Tract	9300

Owner

6426 la Cumbre Rd is owned by two individuals who bought it in February 2022.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	735 W VENTURA BLVD, D, CAMARILLO, CA 93010-8206
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Grant Deed, Transfer · Conventional Mortgage JMAC LENDING INC
Nov 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 3, 2020	Quit Claim Deed, Transfer NAVY FCU
May 2, 2019	Quit Claim Deed, Transfer OTHER
May 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage BERNATH SHARI L
Apr 24, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on File
Deed Sale	Feb 28, 2022 · Amount on File
Deed Document Number	202228440
Prior Transfer Date	Feb 7, 1994
Prior Transfer Doc	0000046070
Record Updated	Oct 29, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Feb 28, 2022
Property Address	6426 LA CUMBRE RD, SOMIS, CA 93066-9721
Document Number	2022000028440
Map Reference	MB 16 PG 1
Instrument Date	Feb 3, 2022
Instrument	2022000028440
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	735 W VENTURA BLVD STE D, D, CAMARILLO, CA 93010-8206

Mortgage

Document Number	2022000028441
Date	Feb 28, 2022
Instrument	2022000028441

Lender

Name	JMAC LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Nov 19, 2021
Property Address	6426 LA CUMBRE RD, SOMIS, CA 93066-9721
Document Number	2021001974959
Map Reference	MB 16 PG 1
Instrument Date	Nov 5, 2021
Instrument	2021001974959
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6426 LA CUMBRE RD, SOMIS, CA 93066-9721

Mortgage

Document Number	2021001974960
Date	Nov 19, 2021
Instrument	2021001974960

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 3, 2020
Property Address	6426 LA CUMBRE RD, SOMIS, CA 93066-9721
Document Number	0000115630
Instrument Date	Jul 24, 2020
Instrument	115630
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	NAVY FEDERAL TITLE/CALIFORNIA, NAVY FED'L TITLE/CALIFORNIA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6426 LA CUMBRE RD SOMIS CA 930669721, SOMIS, CA 93066-9721

Mortgage

Document Number	115631
Date	Aug 3, 2020
Instrument	115631

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	May 2, 2019
Property Address	6426 LA CUMBRE RD, SOMIS, CA 93066-9721
Document Number	0000048121
Instrument Date	Mar 18, 2019
Instrument	48121
Transaction Type	Transfer
Record Updated	May 27, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6426 LA CUMBRE RD SOMIS CA 930669721, SOMIS, CA 93066-9721

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	6426 LA CUMBRE RD, SOMIS, CA 93066-9721
Document Number	0000159298
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11555 COTHARIN RD MALIBU CA 902652114, MALIBU, CA 90265-2114

Mortgage

Document Number	0000159298
Date	Dec 11, 2017
Instrument	159298

Lender

Name	BERNATH SHARI L

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Apr 24, 2017
Property Address	6426 LA CUMBRE RD, SOMIS, CA 93066-9721
Document Number	0000053164
Instrument Date	Apr 19, 2017
Instrument	53164
Transaction Type	Transfer
Record Updated	May 18, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6426 LA CUMBRE RD SOMIS CA 930669721, SOMIS, CA 93066-9721

Tax Assessment & Valuation

The 2025 property tax bill for 6426 la Cumbre Rd was $9,854, up 2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Somis Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$915,412 (+2%) Land $395,846 Building $519,566
2025	$9,854.00 (+1.97%)	$897,463 Land $388,084 Building $509,379
2024	$9,664.00 (+5.43%)
2023	$9,166.00 (+50.31%)	$862,614 Land $373,014 Building $489,600
2022	$6,098.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6426 la Cumbre Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6426 la Cumbre Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA CWWD NO. 19 - SOMIS serves 1,429 people · EPA ID CA5610015
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rocket Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on la Cumbre Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures