6440 Main St, Gloucester, VA 23061 Property Records

Gloucester County property record for 6440 Main St, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,949 sqft · built 1950
Lot Size	0.394 acres (17,163 sqft)
Owner	Individual Name on Record
Tax Bill	$2,266 (2025)
Deeds & Mortgages	Apr 2017 Refinance Jun 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`032A 1 26`

Property Details

APN / Parcel Number

Primary APN	`032A 1 26`
Alternative APN	`16485`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,949 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,163 sqft (0.394 acres)
Garage Area	352 sqft
Porch	Open Porch
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	032A 1 26
Street Address	6440 MAIN ST
City	GLOUCESTER
State	VA
Zip	23061-5510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	CARY AVE LOT 26
Legal Subdivision	PLAT: PDB240 211
Legal Lot Number	26
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	3
Census Block	3015
Census Tract	100203

Owner

Source: Gloucester County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4820 OLD MAIN ST, HENRICO, VA 23231-3050
Owner Type	Individual, Secondary Company

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance CHESAPEAKE BANK
Jun 14, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 14, 2017
Transfer Doc	0170002800
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	6440 MAIN ST, GLOUCESTER, VA 23061-5510
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	UNKNOWN, THE CLOSING SHOP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170001979
Date	Apr 28, 2017
Instrument	170001979

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Jun 14, 2017
Property Address	6440 MAIN ST, GLOUCESTER, VA 23061-5510
Document Number	0170002800
Instrument Date	May 31, 2017
Instrument	170002800
Transaction Type	Transfer
Record Updated	Oct 27, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 W FRANKLIN ST, RICHMOND, VA 23220-3707

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,266.00 (+5.25%)	$363,150 (-) Land $72,730 Building $290,420	$363,150 (-) Land $72,730 Building $290,420
2024	$2,153.00 (+0.37%)	$363,150 (-) Land $72,730 Building $290,420	$363,150 (-) Land $72,730 Building $290,420
2023	$2,145.00 (+12.24%)	$363,150 (+39.66%) Land $72,730 Building $290,420	$363,150 (+39.66%) Land $72,730 Building $290,420
2022	$1,911.00	$260,030 Land $54,020 Building $206,010	$260,030 Land $54,020 Building $206,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	74 (1985–2022)
Claims Outside the SFHA	4 of 74
Most Recent Claim	Jul 2022 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims Hurricane Isabel, Sep 2003 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER COUNTY WATER SYSTEM serves 10,754 people · EPA ID VA4073311
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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