Gloucester County property record for 6392 Main St, Gloucester, VA 23061
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 4,986 sqft · built 1900 |
| Lot Size | 2.01 acres (87,556 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $640,000 (Apr 2026) |
| Tax Bill | $2,713 (2025) |
| Deeds & Mortgages | Apr 2016 Refinance Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 032A 1 20 |
| Primary APN | 032A 1 20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 4,986 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 87,556 sqft (2.01 acres) |
| Garage Area | 880 sqft |
| Porch | Slab |
| Deck Area | 542 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6392 MAIN ST |
|---|---|
| City | GLOUCESTER |
| State | VA |
| Zip | 23061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | GLOUCESTER |
| Legal Subdivision | PLAT: PB7 46 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | WARE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 100203 |
Source: Gloucester County records · APN 032A 1 20
Assessment roll updated October 27, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6392 MAIN ST, GLOUCESTER, VA 23061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 13, 2016 | Deed of Trust, Mortgage · Stand-Alone Refinance CHESAPEAKE BANK |
| Apr 03, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 03, 2026 · Amount on Record |
| Deed Sale | Apr 03, 2026 · Amount on Record |
| Deed Document Number | 20261402 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 6392 MAIN ST, GLOUCESTER, VA 23061 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0160001601 |
|---|---|
| Date | Apr 13, 2016 |
| Instrument | 160001601 |
| Name | CHESAPEAKE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 07, 2026 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Apr 03, 2026 |
| Property Address | 6392 MAIN ST, GLOUCESTER, VA 23061 |
| Document Number | 0000001402 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 20261402 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $64,640.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6392 MAIN ST, GLOUCESTER, VA 23061 |
| Document Number | 0000001403, |
|---|---|
| Date | Apr 03, 2026 |
| Instrument | 20261403 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Gloucester County records · Assessment roll updated October 27, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,713.00 (+5.24%) | $434,800 (-) Land $87,070 Building $347,730 | $434,800 (-) Land $87,070 Building $347,730 |
| 2024 | $2,578.00 | $434,800 (-) Land $87,070 Building $347,730 | $434,800 (-) Land $87,070 Building $347,730 |
| 2023 | $2,578.00 (-1.11%) | $434,800 (+22.57%) Land $87,070 Building $347,730 | $434,800 (+22.57%) Land $87,070 Building $347,730 |
| 2022 | $2,607.00 | $354,730 Land $86,360 Building $268,370 | $354,730 Land $86,360 Building $268,370 |
Source: FEMA National Flood Hazard Layer as of October 20, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 58 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 74 (1985–2022) |
| Claims Outside the SFHA | 4 of 74 |
| Most Recent Claim | Jul 2022 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 162 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GLOUCESTER COUNTY WATER SYSTEM serves 10,754 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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