6400 Main St, Gloucester, VA 23061 Property Records

Gloucester County property record for 6400 Main St, Gloucester, VA 23061

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,800 sqft · built 1984
Lot Size2.03 acres (88,427 sqft)
OwnerIndividual Name on File
Last Sale$369,900 (Jun 2022)
Tax Bill$2,045 (2025)
Deeds & MortgagesApr 2019 Mortgage
Jun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN032A 1 20A

Property Details

APN / Parcel Number

Primary APN032A 1 20A
Alternative APN
  • 30572

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,800 sqft Living Area
Gross Area3,000 sqft
Basement Area1,200 sqft
Unfinished Basement1,200 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area88,427 sqft (2.03 acres)
PorchEnclosed Porch
Deck Area230 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number032A 1 20A
Street Address6400 MAIN ST
CityGLOUCESTER
StateVA
Zip23061-5511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-1
Legal DescriptionGLOUCESTER
Legal SubdivisionPLAT: PB20 505
JurisdictionGLOUCESTER VA
Township / Civil DivisionWARE
Census Block Group3
Census Block3016
Census Tract100203

Owner

Source: Gloucester County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address6400 MAIN ST, GLOUCESTER, VA 23061-5511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2019Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK
Jun 8, 2022Warranty Deed, Transfer · VA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 8, 2022 · Amount on Record
Deed SaleJun 8, 2022 · Amount on Record
Deed Document NumberID 2203196
Record UpdatedJun 8, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER VA
Property Address6400 MAIN ST, GLOUCESTER, VA 23061-5511
Transaction TypeMortgage
Record UpdatedNov 28, 2023
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190001358
DateApr 2, 2019
Instrument190001358
Lender
NameSUNTRUST BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term359 Months
DueMar 18, 2049
Interest
Rate TypeAdjustable Rate

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGLOUCESTER VA
Recording DateJun 8, 2022
Property Address6400 MAIN ST, GLOUCESTER, VA 23061-5511
Document Number0220003196
Instrument DateMay 23, 2022
Instrument220003196
Transaction TypeTransfer
Record UpdatedNov 28, 2023
Title CompanyNOT AVAILABLE, VA HOME TITLE & SETTLEMENTS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6400 MAIN ST, GLOUCESTER, VA 23061-5511

Mortgage

Document Number0220003197
DateJun 8, 2022
Instrument220003197
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term356 Months
DueFeb 1, 2052
Interest
Rate TypeFixed Rate
Rate4.13%

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyGloucester County
Unified School DistrictGloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,045.00 (+5.2%)$327,850 (-) Land $75,610 Building $252,240$327,850 (-) Land $75,610 Building $252,240
2024$1,944.00$327,850 (-) Land $75,610 Building $252,240$327,850 (-) Land $75,610 Building $252,240
2023$1,944.00 (+6.11%)$327,850 (+31.49%) Land $75,610 Building $252,240$327,850 (+31.49%) Land $75,610 Building $252,240
2022$1,832.00$249,330 Land $77,850 Building $171,480$249,330 Land $77,850 Building $171,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 58 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies58 in force
Nearby Flood Claims74 (1985–2022)
Claims Outside the SFHA4 of 74
Most Recent ClaimJul 2022 · tidal / storm surge
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims
  • Hurricane Isabel, Sep 2003 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLOUCESTER COUNTY WATER SYSTEM
serves 10,754 people · EPA ID VA4073311
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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