6440 E Wellston Dr, Bloomington, IN 47408 Property Records

Monroe County property record for 6440 E Wellston Dr, Bloomington, IN 47408

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,820 sqft · built 2000
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,600 (Oct 2012)
Tax Bill	$3,344 (2025)
Deeds & Mortgages	Feb 2026 Transfer Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-10355-20`

Property Details

APN / Parcel Number

Primary APN	`003-10355-20`
Alternative APN	`53-06-07-301-005.000-003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
1st Floor Area	1,820 sqft
Basement Area	1,820 sqft
Finished Basement	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	58,370 sqft (1.34 acres)
Garage Type	Attached
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	003-10355-20
Street Address	6440 E WELLSTON DR
City	BLOOMINGTON
State	IN
Zip	47408-9419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER
Legal Description	WELLSTON ESTATES LOT 20
Legal Subdivision	WELLSTON ESTATES
Legal Lot Number	20
Jurisdiction	MONROE IN
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2015
Census Tract	1404

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6440 E WELLSTON DR, BLOOMINGTON, IN 47408-9419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Transfer on Death Deed, Transfer
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2012 · Amount on Record
Deed Sale	Oct 4, 2012 · Amount on Record
Deed Document Number	201216821
Prior Transfer Date	Sep 20, 2012
Prior Transfer Doc	2012016821
Record Updated	Sep 20, 2026

February 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONROE IN
Recording Date	Feb 26, 2026
Property Address	6440 E WELLSTON DR, BLOOMINGTON, IN 47408-9419
Document Number	2026002225
Map Reference	CAB C ENV 96
Instrument Date	Feb 13, 2026
Instrument	2026002225
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6440 E WELLSTON DR, BLOOMINGTON, IN 47408-9419

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	6440 E WELLSTON DR, BLOOMINGTON, IN 47408-9419
Transaction Type	Mortgage
Record Updated	Aug 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021013892
Date	Jul 20, 2021
Instrument	2021013892

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2041

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Benton Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,344.00 (-6.15%)	$454,600 (+7.62%) Land $65,100 Building $389,500	$454,600 (+7.62%) Land $65,100 Building $389,500
2024	$3,563.00 (+21.4%)
2023		$422,400 (+13.73%) Land $62,000 Building $360,400	$422,400 (+13.73%) Land $62,000 Building $360,400
2022	$2,935.00	$371,400 Land $62,000 Building $309,400	$371,400 Land $62,000 Building $309,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	B&B WATER PROJECT, INC. private · serves 4,695 people · EPA ID IN5253001
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: South Central Indiana REMC, Verizon.

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