6405 E Wellston Dr, Bloomington, IN 47408 Property Records

Monroe County property record for 6405 E Wellston Dr, Bloomington, IN 47408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,073 sqft · built 1999
Lot Size	1.48 acres (64,469 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Oct 2013)
Tax Bill	$3,874 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-10355-05`

Property Details

APN / Parcel Number

Primary APN	`003-10355-05`
Alternative APN	`53-06-07-301-014.000-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,073 sqft Living Area
1st Floor Area	2,073 sqft
Basement Area	2,073 sqft
Finished Basement	1,800 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	64,469 sqft (1.48 acres)
Garage Type	Attached
Garage Area	649 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	003-10355-05
Street Address	6405 E WELLSTON DR
City	BLOOMINGTON
State	IN
Zip	47408-9597
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER
Legal Description	WELLSTON ESTATES LOT 5
Legal Subdivision	WELLSTON ESTATES
Legal Lot Number	5
Jurisdiction	MONROE IN
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2015
Census Tract	1404

Owner

6405 E Wellston Dr is owned and occupied by two individuals who bought it in October 2013.

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6405 E WELLSTON DR, BLOOMINGTON, IN 47408-9597
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 2, 2018	Deed of Trust, Mortgage · FHA Mortgage JG WENTWORTH HOME LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2013 · Amount on File
Deed Sale	Oct 30, 2013 · Amount on File
Prior Sale	Jun 6, 2008 · Amount on File
Deed Document Number	201318641
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	6405 E WELLSTON DR, BLOOMINGTON, IN 47408-9597
Transaction Type	Mortgage
Record Updated	Mar 12, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020002428
Date	Feb 19, 2020
Instrument	2020002428

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	6405 E WELLSTON DR, BLOOMINGTON, IN 47408-9597
Transaction Type	Mortgage
Record Updated	Dec 20, 2018
Title Company	WESTERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018014845
Date	Nov 2, 2018
Instrument	2018014845

Lender

Name	JG WENTWORTH HOME LENDING INC
Type	Lending Institution
Address	WOODBRIDGE, VA 22192

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Benton Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,874.00 (-9.23%)	$516,300 (+3.63%) Land $66,000 Building $450,300	$516,300 (+3.63%) Land $66,000 Building $450,300
2024	$4,268.00 (+13.84%)
2023		$498,200 (+8.21%) Land $62,900 Building $435,300	$498,200 (+8.21%) Land $62,900 Building $435,300
2022	$3,749.00	$460,400 Land $62,900 Building $397,500	$460,400 Land $62,900 Building $397,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6405 E Wellston Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6405 E Wellston Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	B&B WATER PROJECT, INC. private · serves 4,695 people · EPA ID IN5253001
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: South Central Indiana REMC, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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