6437 E Wellston Dr, Bloomington, IN 47408 Property Records

Monroe County property record for 6437 E Wellston Dr, Bloomington, IN 47408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,160 sqft · built 2016
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Jul 2025)
Tax Bill	$2,837 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Aug 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`003-00325-03`

Property Details

APN / Parcel Number

Primary APN	`003-00325-03`
Alternative APN	`53-06-07-304-003.003-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,160 sqft Living Area
1st Floor Area	2,160 sqft
Basement Area	2,004 sqft
Unfinished Basement	2,004 sqft
Family Room	Family Room

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Terrain	High
Garage Type	Attached
Garage Area	980 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	003-00325-03
Street Address	6437 E WELLSTON DR
City	BLOOMINGTON
State	IN
Zip	47408-9597
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER
Legal Description	CAROL ESTATES LOT 3 1.00A
Legal Subdivision	CAROL ESTATES
Legal Lot Number	3
Jurisdiction	MONROE IN
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2015
Census Tract	1404

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6437 E WELLSTON DR, BLOOMINGTON, IN 47408-9597
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2017	Deed of Trust, Mortgage · Line of Credit GERMAN AMERICAN BANCORP INC
Aug 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage GERMAN AMERICAN BANCORP INC
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jul 31, 2025	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jan 23, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2025 · Amount on Record
Deed Sale	Jul 31, 2025 · Amount on Record
Prior Sale	Dec 6, 2016
Deed Document Number	202554226
Prior Transfer Date	Jan 20, 2017
Prior Transfer Doc	2017000907
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	6437 E WELLSTON DR, BLOOMINGTON, IN 47408-9597
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017012608
Date	Sep 6, 2017
Instrument	2017012608

Lender

Name	GERMAN AMERICAN BANCORP INC
Type	Funding / Finance Company
Address	BLOOMINGTON, IN 47402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 20, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	6437 E WELLSTON DR, BLOOMINGTON, IN 47408-9597
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017011077
Date	Aug 7, 2017
Instrument	2017011077

Lender

Name	GERMAN AMERICAN BANCORP INC
Type	Funding / Finance Company
Address	JASPER, IN 47546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	6437 E WELLSTON DR, BLOOMINGTON, IN 47408-9597
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020014483
Date	Sep 8, 2020
Instrument	2020014483

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jul 31, 2025
Property Address	6437 E WELLSTON DR, BLOOMINGTON, IN 47408-9597
Document Number	2025008550
Map Reference	CAB D ENV 66
Instrument Date	Jul 29, 2025
Instrument	2025008550
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6437 E WELLSTON DR, BLOOMINGTON, IN 47408-9597

Mortgage

Document Number	2025008551
Date	Jul 31, 2025
Instrument	2025008551

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Jan 23, 2017
Property Address	6437 E WELLSTON DR, BLOOMINGTON, IN 47408-9597
Document Number	2017000907
Map Reference	CAB D ENV 66
Instrument Date	Jan 20, 2017
Instrument	2017000907
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5397 E EARL YOUNG RD, BLOOMINGTON, IN 47408-9449

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Benton Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,837.00 (-6.83%)	$392,800 (+5.9%) Land $63,000 Building $329,800	$392,800 (+5.9%) Land $63,000 Building $329,800
2024	$3,045.00 (-0.13%)
2023		$370,900 (-3.66%) Land $60,000 Building $310,900	$370,900 (-3.66%) Land $60,000 Building $310,900
2022	$3,049.00	$385,000 Land $60,000 Building $325,000	$385,000 Land $60,000 Building $325,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	B&B WATER PROJECT, INC. private · serves 4,695 people · EPA ID IN5253001
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: South Central Indiana REMC, Verizon.

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