6440 Cunningham Ct, Gurnee, IL 60031 Property Records

Lake County property record for 6440 Cunningham Ct, Gurnee, IL 60031 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,540 sqft · built 2007
Lot Size	0.048 acres (2,104 sqft)
Owner	Company Name on File
Last Sale	$325,000 (May 2022)
Tax Bill	$10,196 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-28-314-009`

Property Details

APN / Parcel Number

Primary APN	`07-28-314-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,540 sqft Living Area
Gross Area	4,240 sqft
1st Floor Area	1,464 sqft
2nd Floor Area	1,076 sqft
Upper Floors Area	1,076 sqft
Basement Area	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,104 sqft (0.048 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	19 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6440 CUNNINGHAM CT
City	GURNEE
State	IL
Zip	60031-4299
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHELSEY CROSSING SUB; LOT 2-4
Legal Subdivision	CHELSEY CROSSING SUB
Legal Lot Number	2-4
Jurisdiction	LAKE IL
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2069
Census Tract	861603

Owner

Source: Lake County records · APN 07-28-314-009

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	6440 CUNNINGHAM CT, GURNEE, IL 60031-4299
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 04, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 04, 2022	Warranty Deed, Transfer BURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING
Dec 20, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 04, 2022 · Amount on Record
Deed Sale	May 04, 2022 · Amount on Record
Prior Sale	May 04, 2022 · Amount on Record
Deed Document Number	20227901216
Last Transfer Date	May 30, 2025
Transfer Doc	0008101428
Record Updated	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	May 04, 2022
Property Address	6440 CUNNINGHAM CT, GURNEE, IL 60031-4299
Document Number	0007901216
Map Reference	DOC 5953183
Instrument Date	Apr 04, 2022
Instrument	7901216
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	BURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6440 CUNNINGHAM CT, GURNEE, IL 60031-4299

Mortgage

Document Number	0007901217
Date	May 04, 2022
Instrument	7901217

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

Interest

Rate Type	Fixed Rate
Rate	3.87%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	May 04, 2022
Property Address	6440 CUNNINGHAM CT, GURNEE, IL 60031-4299
Document Number	0007901215
Map Reference	DOC 5953183
Instrument Date	Feb 22, 2022
Instrument	7901215
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	BURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING

Transaction

Amount	Amount Recorded
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 APPLE LN, MOUNT LAUREL, NJ 08054

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Dec 20, 2019
Property Address	6440 CUNNINGHAM CT, GURNEE, IL 60031-4299
Document Number	0007618306
Map Reference	DOC 5953183
Instrument Date	Dec 04, 2019
Instrument	7618306
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	NATC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$257.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6440 CUNNINGHAM CT, GURNEE, IL 60031-4299

Mortgage

Document Number	0007618307
Date	Dec 20, 2019
Instrument	7618307

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2035

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Warren Township
Municipality	Gurnee Village
Secondary School District	Warren Township High School District 121 (09 - 12)
Elementary School District	Woodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$118,494 (+8.56%) Land $18,111 Building $100,383	$355,517 (+8.56%) Land $54,338 Building $301,179
2024	$10,196.00 (+18.9%)
2023	$8,575.00 (+13.86%)	$109,150 (+16.15%) Land $16,683 Building $92,467	$327,483 (+16.15%) Land $50,054 Building $277,429
2022	$7,531.00	$93,976 Land $17,139 Building $76,837	$281,956 Land $51,422 Building $230,534

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978616032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1982–1996)
Most Recent Claim	May 1996, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 297 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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