Lake County property record for 6406 Cunningham Ct, Gurnee, IL 60031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,601 sqft · built 2007 |
| Lot Size | 0.049 acres (2,113 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $395,000 (Sep 2025) |
| Tax Bill | $10,765 (2024) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-28-304-038 |
| Primary APN | 07-28-304-038 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,601 sqft Living Area |
| Gross Area | 4,141 sqft |
| 1st Floor Area | 1,304 sqft |
| 2nd Floor Area | 1,297 sqft |
| Upper Floors Area | 1,297 sqft |
| Basement Area | 1,140 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Townhouse |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,113 sqft (0.049 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 19 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 6406 CUNNINGHAM CT |
|---|---|
| City | GURNEE |
| State | IL |
| Zip | 60031-4299 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHELSEY CROSSING SUB; LOT 5-1 |
| Legal Subdivision | CHELSEY CROSSING SUB |
| Legal Lot Number | 5 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WARREN |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 861603 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1111 N MILWAUKEE AVE, 233, VERNON HILLS, IL 60061-1658 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 22, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2025 · Amount on Record |
| Deed Sale | Sep 22, 2025 · Amount on Record |
| Prior Sale | May 11, 2012 · Amount on Record |
| Deed Document Number | 20258122652 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 22, 2025 |
| Property Address | 6406 CUNNINGHAM CT, GURNEE, IL 60031-4299 |
| Document Number | 0008122652 |
| Map Reference | DOC 5953183 |
| Instrument Date | Aug 27, 2025 |
| Instrument | 8122652 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $395.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6406 CUNNINGHAM CT, GURNEE, IL 60031-4299 |
| Investor | Possibly a Property Investor |
| Document Number | 0008122653 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 8122653 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Sep 1, 2035 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.8% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 6406 CUNNINGHAM CT, GURNEE, IL 60031-4299 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007384853 |
|---|---|
| Date | Apr 6, 2017 |
| Instrument | 7384853 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.04% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Warren Township |
| Municipality | Gurnee Village |
| Secondary School District | Warren Township High School District 121 (09 - 12) |
| Elementary School District | Woodland Community Consolidated School District 50 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $116,589 (+0.79%) Land $18,188 Building $98,401 | $349,802 (+0.79%) Land $54,569 Building $295,233 | |
| 2024 | $10,765.00 (+9.46%) | $115,675 (+7.71%) Land $18,046 Building $97,629 | $347,059 (+7.71%) Land $54,143 Building $292,916 |
| 2023 | $9,835.00 (+13.4%) | $107,395 (+6.44%) Land $16,754 Building $90,641 | $322,217 (+6.44%) Land $50,267 Building $271,950 |
| 2022 | $8,673.00 | $100,901 Land $17,212 Building $83,689 | $302,733 Land $51,641 Building $251,092 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1982–1996) |
| Most Recent Claim | May 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GURNEE serves 30,193 people · EPA ID IL0970350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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