6404 Cunningham Ct, Gurnee, IL 60031 Property Records

Lake County property record for 6404 Cunningham Ct, Gurnee, IL 60031

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,255 sqft · built 2007
Lot Size0.032 acres (1,398 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (Aug 2019)
Tax Bill$9,410 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-28-304-039

Property Details

APN / Parcel Number

Primary APN07-28-304-039

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,255 sqft Living Area
Gross Area3,546 sqft
1st Floor Area976 sqft
2nd Floor Area1,279 sqft
Upper Floors Area1,279 sqft
Basement Area891 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleTownhouse
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,398 sqft (0.032 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area63 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6404 CUNNINGHAM CT
CityGURNEE
StateIL
Zip60031-4299
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHELSEY CROSSING SUB; LOT 5-2
Legal SubdivisionCHELSEY CROSSING SUB
Legal Lot Number5
JurisdictionLAKE IL
Township / Civil DivisionWARREN
Census Block Group2
Census Block2035
Census Tract861603

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6404 CUNNINGHAM CT, GURNEE, IL 60031-4299
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2021Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Aug 6, 2019Warranty Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2019 · Amount on Record
Deed SaleAug 6, 2019 · Amount on Record
Prior SaleJun 17, 2013 · Amount on Record
Deed Document Number20197581909
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address6404 CUNNINGHAM CT, GURNEE, IL 60031-4299
Transaction TypeMortgage
Record UpdatedApr 13, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007753815
DateFeb 23, 2021
Instrument7753815
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateAug 6, 2019
Property Address6404 CUNNINGHAM CT, GURNEE, IL 60031-4299
Document Number0007581909
Instrument DateJul 27, 2019
Instrument7581909
Transaction TypeTransfer
Record UpdatedAug 28, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$405.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6404 CUNNINGHAM CT GURNEE IL 600314299, GURNEE, IL 60031-4299

Mortgage

Document Number7581910
DateAug 6, 2019
Instrument7581910
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 5, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWarren Township
MunicipalityGurnee Village
Secondary School DistrictWarren Township High School District 121 (09 - 12)
Elementary School DistrictWoodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$101,922 (+8.56%) Land $12,035 Building $89,887$305,797 (+8.56%) Land $36,109 Building $269,688
2024$9,410.00 (+18.29%)
2023$7,955.00 (+13.98%)$93,883 (+7.15%) Land $11,085 Building $82,798$281,677 (+7.15%) Land $33,258 Building $248,419
2022$6,979.00$87,615 Land $11,388 Building $76,227$262,871 Land $34,167 Building $228,704

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1982–1996)
Most Recent ClaimMay 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGURNEE
serves 30,193 people · EPA ID IL0970350
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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