1. Home
  2. Michigan
  3. Oakland County
  4. West Bloomfield
  5. Commerce Rd

6440 Commerce Rd, West Bloomfield, MI 48324 Property Records

Oakland County property record for 6440 Commerce Rd, West Bloomfield, MI 48324

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,259 sqft · built 1941
Lot Size0.283 acres (12,327 sqft)
Owner2 Individual Names on File
Last Sale$530,000 (Dec 2021)
Tax Bill$4,474 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APNX-18-08-426-025

Property Details

APN / Parcel Number

Primary APNX-18-08-426-025

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,259 sqft Living Area
1st Floor Area1,258 sqft
Basement Area1,258 sqft
Finished Basement1,258 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area12,327 sqft (0.283 acres)
Lot Dimensions246 ft deep x 50 ft wide
View / LotWaterfront / Beach
Garage Area360 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area37 sqft
Deck Area175 sqft
Patio Area175 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address6440 COMMERCE RD
CityWEST BLOOMFIELD
StateMI
Zip48324-2712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLI
Legal DescriptionT2N, R9E, SEC 8 AVIATION COUNTRY CLUB ALLOTMENT LOT 45
Legal Range09E
Legal Township02N
Legal Section08
Legal SubdivisionCOUNTRY CLUB
Legal Lot Number45
JurisdictionOAKLAND MI
Township / Civil DivisionWEST BLOOMFIELD
Census Block Group3
Census Block3007
Census Tract156100

Owner

6440 Commerce Rd is owned and occupied by two individuals who bought it in December 2021.

Source: Oakland County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address6440 COMMERCE RD, WEST BLOOMFIELD, MI 48324-2712
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2021Warranty Deed, Transfer · Conventional Mortgage
KAYE FINANCIAL CORP
Mar 4, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 30, 2019Deed of Trust, Mortgage · Conventional with PMI
OMEGA LNDG
Sep 28, 2017Warranty Deed, Transfer
DEVON TITLE AGENCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2021 · Amount on File
Deed SaleDec 23, 2021 · Amount on File
Prior SaleSep 28, 2017 · Amount on File
Deed Document Number2021281396
Deed Book / Page57221 / 93
Prior Transfer DateFeb 22, 2021
Prior Transfer Doc0000058013
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateDec 23, 2021
Property Address6440 COMMERCE RD, WEST BLOOMFIELD, MI 48324-2712
Document Number0000281396
Book / Page57221 / 93
Map ReferenceLB 29 PG 4
Instrument DateNov 30, 2021
Instrument281396
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,975.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6440 COMMERCE RD, 6440, WEST BLOOMFIELD, MI 48324-2712

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6440 COMMERCE RD, WEST BLOOMFIELD, MI 48324-2712

Mortgage

Document Number0005722194
DateDec 23, 2021
Instrument57221/94
Lender
NameKAYE FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateMar 4, 2021
Property Address6440 COMMERCE RD, WEST BLOOMFIELD, MI 48324-2712
Document Number0000058013
Book / Page55825 / 204
Map ReferenceLB 29 PG 4
Instrument DateFeb 22, 2021
Instrument58013
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyINTERSTATE TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6440 COMMERCE RD, WEST BLOOMFIELD, MI 48324-2712

Mortgage

Document Number0055825206
DateMar 4, 2021
Instrument55825/206
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address6440 COMMERCE RD, WEST BLOOMFIELD, MI 48324-2712
Document Number0000148909
Instrument DateAug 30, 2019
Transaction TypeMortgage
Record UpdatedOct 15, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6440 COMMERCE RD WEST BLOOMFIELD MI 483242712, WEST BLOOMFIELD, MI 48324-2712

Mortgage

Document Number0000148909
DateSep 12, 2019
Book Page053243/000377
Instrument148909
Lender
NameOMEGA LNDG
AddressROYAL OAK, MI 48067
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueSep 11, 2034

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateSep 28, 2017
Property Address6440 COMMERCE RD, WEST BLOOMFIELD, MI 48324-2712
Document Number0000180686
Book / Page51120 / 00421
Map ReferenceLB 29 PG 4
Instrument DateSep 20, 2017
Instrument180686
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyDEVON TITLE AGENCY

Transaction

AmountAmount on Record
Tax$3,117.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3126 MIDDLEBELT RD, 3126, WEST BLOOMFIELD, MI 48323-1937

Transferred To (Grantee/Buyer)

NameVerified Name
Address24330 PINE GROVE CT, FARMINGTON HILLS, MI 48335-2312

Tax Assessment & Valuation

The 2025 property tax bill for 6440 Commerce Rd was $4,474 with a homeowner's exemption, down 33.3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionWest Bloomfield Charter Township
Unified School DistrictWest Bloomfield School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,474.00 (-33.3%) Homeowner's exemption$204,260 Land $107,270 Building $96,990$408,520 Land $214,540 Building $193,980
2024$6,708.00
2023$334,620 Land $178,780 Building $155,840
2022$6,078.00$167,310 Land $89,390 Building $77,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6440 Commerce Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation930.0 ft
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6440 Commerce Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST BLOOMFIELD TOWNSHIP
serves 49,479 people · EPA ID MI0006975
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJul 2021
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

Nearby Properties on Commerce Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures