Oakland County property record for 6430 Commerce Rd, West Bloomfield, MI 48324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,973 sqft · built 1936 |
| Lot Size | 0.265 acres (11,543 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (Jun 2002) |
| Tax Bill | $3,926 (2025) |
| Deeds & Mortgages | Apr 2017 Line of Credit Mar 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | X-18-08-426-026 |
| Primary APN | X-18-08-426-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,973 sqft Living Area |
| 1st Floor Area | 1,521 sqft |
| Basement Area | 1,480 sqft |
| Unfinished Basement | 1,480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 11,543 sqft (0.265 acres) |
| Lot Dimensions | 231 ft deep x 50 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 59 sqft |
| Deck Area | 45 sqft |
| Patio Area | 333 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 6430 COMMERCE RD |
|---|---|
| City | WEST BLOOMFIELD |
| State | MI |
| Zip | 48324-2712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | T2N, R9E, SEC 8 AVIATION COUNTRY CLUB ALLOTMENT LOT 46 |
| Legal Range | 09E |
| Legal Township | 02N |
| Legal Section | 08 |
| Legal Subdivision | COUNTRY CLUB |
| Legal Lot Number | 46 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WEST BLOOMFIELD |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 156100 |
6430 Commerce Rd is owned and occupied by an individual who acquired it in August 2016.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6430 COMMERCE RD, WEST BLOOMFIELD, MI 48324-2712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2017 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BK |
| Mar 10, 2017 | Deed of Trust, Mortgage FEDERALLY CHARTERED SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2002 · Amount on File |
| Deed Sale | Jun 19, 2002 · Amount on File |
| Last Transfer Date | Aug 15, 2016 |
| Transfer Doc | 0000162142 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6430 COMMERCE RD, WEST BLOOMFIELD, MI 48324-2712 |
| Document Number | 0000095139 |
| Book / Page | 050667 / 000094 |
| Instrument Date | Apr 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6430 COMMERCE RD WEST BLOOMFIELD MI 483242712, WEST BLOOMFIELD, MI 48324-2712 |
| Document Number | 0000095139 |
|---|---|
| Date | May 15, 2017 |
| Book Page | 050667/000094 |
| Instrument | 95139 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 14, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6430 COMMERCE RD, WEST BLOOMFIELD, MI 48324-2712 |
| Document Number | 0000050122 |
| Book / Page | 050480 / 000720 |
| Instrument Date | Mar 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6430 COMMERCE RD WEST BLOOMFIELD MI 483242712, WEST BLOOMFIELD, MI 48324-2712 |
| Document Number | 0000050122 |
|---|---|
| Date | Mar 17, 2017 |
| Book Page | 050480/000720 |
| Instrument | 50122 |
| Name | FEDERALLY CHARTERED SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | TROY, MI 48098-2639 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 16, 2047 |
The 2025 property tax bill for 6430 Commerce Rd was $3,926 with a homeowner's exemption, down 36.2% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | West Bloomfield Charter Township |
| Unified School District | West Bloomfield School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,926.00 (-36.24%) Homeowner's exemption | $205,640 Land $103,800 Building $101,840 | $411,280 Land $207,600 Building $203,680 |
| 2024 | $6,157.00 | ||
| 2023 | $348,940 Land $173,000 Building $175,940 | ||
| 2022 | $5,392.00 | $174,470 Land $86,500 Building $87,970 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6430 Commerce Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 930.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6430 Commerce Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST BLOOMFIELD TOWNSHIP serves 49,479 people · EPA ID MI0006975 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures