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6420 Commerce Rd, West Bloomfield, MI 48324 Property Records

Oakland County property record for 6420 Commerce Rd, West Bloomfield, MI 48324

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 3,240 sqft · built 2005
Lot Size0.246 acres (10,716 sqft)
Owner2 Individual Names on File
Last Sale$942,500 (Aug 2026)
Tax Bill$8,189 (2025)
Deeds & MortgagesAug 2026 Sale
May 2020 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APNX-18-08-426-027

Property Details

APN / Parcel Number

Primary APNX-18-08-426-027
Alternative APN
  • 18-08-426-027

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms7 Rooms
Stories3 Stories
Building Area3,240 sqft Living Area
1st Floor Area1,514 sqft
Basement Area1,033 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,716 sqft (0.246 acres)
Lot Dimensions214 ft deep x 50 ft wide
View / LotWaterfront
Garage Area513 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area619 sqft
Deck Area235 sqft
Patio Area235 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address6420 COMMERCE RD
CityWEST BLOOMFIELD
StateMI
Zip48324-2712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLI
Legal DescriptionT2N, R9E, SEC 8 AVIATION COUNTRY CLUB ALLOTMENT LOT 47
Legal Range09E
Legal Township02N
Legal Section08
Legal SubdivisionCOUNTRY CLUB
Legal Lot Number47
JurisdictionOAKLAND MI
Township / Civil DivisionWEST BLOOMFIELD
Census Block Group3
Census Block3007
Census Tract156100

Owner

6420 Commerce Rd is owned by two individuals who bought it in August 2026.

Source: Oakland County records, as of September 11, 2026

Owner of Record2 Individual Names on File
Mailing Address78642 HARVEST LN, BRUCE TWP, MI 48065-1819
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
May 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
BETTER MTG CORP ISAOA
Jul 30, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICAN INTERNET MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2026 · Amount on File
Deed SaleAug 25, 2026 · Amount on File
Prior SaleAug 15, 2025 · Amount on File
Deed Document Number2026126749
Deed Book / Page61490 / 508
Prior Transfer DateJul 20, 2018
Prior Transfer Doc0000126336
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 25, 2026
Property Address6420 COMMERCE RD, WEST BLOOMFIELD, MI 48324-2712
Document Number0000126749
Book / Page61490 / 508
Instrument DateAug 17, 2026
Instrument2026126749
Transaction TypeTransfer
Record UpdatedSep 2, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$713,943.75
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address78642 HARVEST LN, BRUCE TWP, MI 48065-1819

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address6420 COMMERCE RD, WEST BLOOMFIELD, MI 48324-2712
Document Number0000163140
Instrument DateMay 23, 2020
Transaction TypeMortgage
Record UpdatedSep 14, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address6420 COMMERCE RD WEST BLOOMFIELD MI 483242712, WEST BLOOMFIELD, MI 48324-2712

Mortgage

Document Number0000163140
DateAug 17, 2020
Book Page054667/000567
Instrument163140
Lender
NameBETTER MTG CORP ISAOA
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 16, 2035

July 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateJul 30, 2018
Property Address6420 COMMERCE RD, WEST BLOOMFIELD, MI 48324-2712
Document Number0000126336
Book / Page52043 / 00334
Map ReferenceLB 29 PG 4
Instrument DateJul 20, 2018
Instrument126336
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6420 COMMERCE RD, WEST BLOOMFIELD, MI 48324-2712

Mortgage

Document Number0000126337
DateJul 30, 2018
Instrument126337
Lender
NameAMERICAN INTERNET MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueAug 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 6420 Commerce Rd was $8,189, down 35.7% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionWest Bloomfield Charter Township
Unified School DistrictWest Bloomfield School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,189.00 (-35.73%) Homeowner's exemption$537,680 Land $99,940 Building $437,740$1,075,360 Land $199,880 Building $875,480
2024$12,742.00
2023$899,340 Land $166,560 Building $732,780
2022$10,977.00$449,670 Land $83,280 Building $366,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6420 Commerce Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation930.0 ft
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6420 Commerce Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST BLOOMFIELD TOWNSHIP
serves 49,479 people · EPA ID MI0006975
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJul 2021
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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