York County and Eliot Town property record for 644 River Rd, Eliot, ME 03903
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,088 sqft · built 1993 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,469 (2025) |
| Deeds & Mortgages | Apr 2023 Sale Dec 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | ELIO M:50 B:25 L |
| Primary APN | ELIO M:50 B:25 L |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,088 sqft Living Area |
| Gross Area | 2,570 sqft |
| 1st Floor Area | 1,356 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,075 sqft (0.92 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 372 |
|---|---|
| Street Address | 644 RIVER RD |
| City | ELIOT |
| State | ME |
| Zip | 03903-1067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SD |
| Legal Block | 25 |
| Jurisdiction | ELIOT ME |
| Township / Civil Division | ELIOT |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 37000 |
Source: York County and Eliot Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 644 RIVER RD, ELIOT, ME 03903-1067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2023 | Deed, Transfer |
| Dec 10, 2020 | Deed of Trust, Mortgage · Line of Credit KENNEBUNK SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2023 |
| Deed Sale | Apr 25, 2023 |
| Deed Book / Page | 19227 / 72 |
| Prior Transfer Date | Apr 24, 2023 |
| Prior Transfer Doc | 0192270072 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ELIOT ME |
| Recording Date | Apr 25, 2023 |
| Property Address | 644 RIVER RD, ELIOT, ME 03903-1067 |
| Document Number | 0192270072 |
| Book / Page | 19227 / 72 |
| Instrument Date | Apr 24, 2023 |
| Instrument | 2023010632 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 644 RIVER RD, ELIOT, ME 03903-1067 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELIOT ME |
| Property Address | 644 RIVER RD, ELIOT, ME 03903-1067 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0184820633 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 18482/633 |
| Instrument | 2020063675 |
| Name | KENNEBUNK SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
Source: York County and Eliot Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| County Subdivision | Eliot Town |
| Unified School District | School Administrative District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,469.00 (-2.32%) | $486,100 (+2.88%) Land $151,100 Building $335,000 | |
| 2024 | $5,599.00 (+3.8%) | $472,500 (+7.31%) Land $137,500 Building $335,000 | |
| 2023 | $5,394.00 (+4.29%) | $440,300 (+3.02%) Land $131,200 Building $309,100 | $563,540 |
| 2022 | $5,172.00 | $427,400 Land $131,200 Building $296,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (1991–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Breezeline Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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