604 River Rd, Eliot, ME 03903 Property Records

York County and Eliot Town property record for 604 River Rd, Eliot, ME 03903

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 4,101 sqft · built 1988
Lot Size	3.19 acres (138,956 sqft)
Owner	2 Company Names on File
Tax Bill	$9,237 (2025)
Deeds & Mortgages	Jan 2023 Refinance Jan 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ELIO M:50 B:28 L`

Property Details

APN / Parcel Number

Primary APN	`ELIO M:50 B:28 L`
Alternative APN	`2438`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,101 sqft Living Area
Gross Area	7,316 sqft
1st Floor Area	2,076 sqft
Basement Area	1,932 sqft
Unfinished Basement	1,932 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	138,956 sqft (3.19 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2438
Street Address	604 RIVER RD
City	ELIOT
State	ME
Zip	03903-1067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Subdivision	ROONEY SUB
Legal Block	28
Jurisdiction	ELIOT ME
Township / Civil Division	ELIOT
Census Block Group	2
Census Block	2015
Census Tract	37000

Owner

Source: York County and Eliot Town assessment roll, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	604 RIVER RD, ELIOT, ME 03903-1067
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance INLAND MORTGAGE CORP
Jan 17, 2023	Warranty Deed, Transfer
Nov 26, 2019	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 17, 2023
Deed Sale	Jan 17, 2023
Prior Sale	Nov 26, 2019 · Amount on Record
Deed Document Number	20232023001247
Deed Book / Page	19184 / 754
Last Transfer Date	Aug 29, 2024
Transfer Doc	0195070139
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELIOT ME
Property Address	604 RIVER RD, ELIOT, ME 03903-1067
Transaction Type	Mortgage
Record Updated	Jan 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191780948
Date	Jan 3, 2023
Book Page	19178/948
Instrument	2023000065

Lender

Name	INLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2038

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELIOT ME
Recording Date	Jan 17, 2023
Property Address	604 RIVER RD, ELIOT, ME 03903-1067
Document Number	0191840754
Book / Page	19184 / 754
Instrument Date	Jan 13, 2023
Instrument	2023001247
Transaction Type	Transfer
Record Updated	Jan 30, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	604 RIVER RD, ELIOT, ME 03903-1067

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELIOT ME
Recording Date	Nov 26, 2019
Property Address	604 RIVER RD, ELIOT, ME 03903-1067
Document Number	0181080318
Book / Page	018108 / 000318
Instrument Date	Nov 21, 2019
Instrument	51019
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	SIGNATURE ESCROW AND TITLE SERVICES, SIGNATURE ESCROW & TITLE SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 STAPLES XING ELIOT ME 039031420, ELIOT, ME 03903-1420

Mortgage

Document Number	181080320
Date	Nov 26, 2019
Book Page	018108/000320
Instrument	51020

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 25, 2034

Tax Assessment & Valuation

Source: York County and Eliot Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Eliot Town
Unified School District	School Administrative District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,237.00 (-3.11%)	$821,100 (+2.06%) Land $194,900 Building $626,200
2024	$9,533.00 (+4.43%)	$804,500 (+7.96%) Land $178,300 Building $626,200
2023	$9,129.00 (+4.87%)	$745,200 (+3.59%) Land $170,600 Building $574,600	$1,020,775
2022	$8,705.00	$719,400 Land $170,600 Building $548,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1991–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Cogeco Cable Holdings II, Consolidated Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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