657 River Rd, Eliot, ME 03903 Property Records

York County and Eliot Town property record for 657 River Rd, Eliot, ME 03903

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,926 sqft · built 1999
Lot Size	1.15 acres (50,094 sqft)
Owner	Company Name on Record
Last Sale	$1,150,000 (Jan 2024)
Tax Bill	$12,279 (2025)
Deeds & Mortgages	Jan 2024 Sale May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ELIO M:50 B:15 L`

Property Details

APN / Parcel Number

Primary APN	`ELIO M:50 B:15 L`
Alternative APN	`2657`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,926 sqft Living Area
Gross Area	5,822 sqft
1st Floor Area	1,064 sqft
Attic	Attic
Attic Area	576 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,094 sqft (1.15 acres)
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2657
Street Address	657 RIVER RD
City	ELIOT
State	ME
Zip	03903-1079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Subdivision	DAVID S THOMPSON
Legal Block	15
Jurisdiction	ELIOT ME
Township / Civil Division	ELIOT
Census Block Group	2
Census Block	2006
Census Tract	37000

Owner

Source: York County and Eliot Town records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	657 RIVER RD, ELIOT, ME 03903-1079
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Warranty Deed, Transfer
May 31, 2017	Conservator's Deed, Transfer KENNEBUNK SVGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2024 · Amount on Record
Deed Sale	Jan 17, 2024 · Amount on Record
Prior Sale	May 31, 2017 · Amount on Record
Deed Document Number	20241376
Deed Book / Page	19376 / 148
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELIOT ME
Recording Date	Jan 17, 2024
Property Address	657 RIVER RD, ELIOT, ME 03903-1079
Document Number	0193760148
Book / Page	19376 / 148
Instrument Date	Jan 16, 2024
Instrument	2024001376
Transaction Type	Transfer
Record Updated	Feb 5, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5172 SEAHORSE AVE, NAPLES, FL 34103-2465

May 2017: Conservator's Deed, Transfer

Document Type	Conservator's Deed
Jurisdiction	ELIOT ME
Recording Date	May 31, 2017
Property Address	657 RIVER RD, ELIOT, ME 03903-1079
Document Number	0174810602
Book / Page	17481 / 0602
Instrument	2017019825
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017019826
Date	May 31, 2017
Instrument	2017019826

Lender

Name	KENNEBUNK SVGS BANK

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 31, 2047

Interest

Rate	3.38%
Type Change Date	Jun 1, 2027

Tax Assessment & Valuation

Source: York County and Eliot Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Eliot Town
Unified School District	School Administrative District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,279.00 (-0.97%)	$1,091,500 (+4.32%) Land $491,900 Building $599,600
2024	$12,399.00 (-0.16%)	$1,046,300 (+3.21%) Land $446,700 Building $599,600
2023	$12,419.00 (+23.47%)	$1,013,800 (+21.97%) Land $440,300 Building $573,500	$1,048,040
2022	$10,058.00	$831,200 Land $440,300 Building $390,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1991–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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