Bergen County and Ridgewood Village property record for 644 Maxwell Pl, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,362 sqft · built 1941 |
| Lot Size | 0.204 acres (8,886 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $579,000 (Jul 2020) |
| Tax Bill | $12,606 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04313-0000-00009 |
| Primary APN | 51-04313-0000-00009 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,362 sqft Living Area |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Construction Type | Frame |
| Lot Area | 8,886 sqft (0.204 acres) |
| Lot Dimensions | 111 ft deep x 80 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 644 MAXWELL PL |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-5321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .204 AC |
| Legal Subdivision | RIDGEWOOD-BERGEN REALTY CO INC |
| Legal Block | 4313 |
| Legal Lot Number | 9 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 47500 |
Source: Bergen County and Ridgewood Village records · APN 51-04313-0000-00009
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 644 MAXWELL PL, RIDGEWOOD, NJ 07450-5321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 14, 2020 | Grant Deed, Transfer · Conventional Mortgage PENNYMAC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 14, 2020 · Amount on Record |
| Deed Sale | Jul 14, 2020 · Amount on Record |
| Prior Sale | Jul 11, 2013 · Amount on Record |
| Deed Document Number | 202064955 |
| Deed Book / Page | 3641 / 273 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 644 MAXWELL PL, RIDGEWOOD, NJ 07450-5321 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0056350853 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | 5635/853 |
| Instrument | 2025074295 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 644 MAXWELL PL, RIDGEWOOD, NJ 07450-5321 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2021 |
| Title Company | ARDENT TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0040440201 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 4044/201 |
| Instrument | 2021045938 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 14, 2020 |
| Property Address | 644 MAXWELL PL, RIDGEWOOD, NJ 07450-5321 |
| Document Number | 0036410273 |
| Book / Page | 003641 / 000273 |
| Instrument Date | Jun 15, 2020 |
| Instrument | 20064955 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2020 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $579.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 644 MAXWELL PL RIDGEWOOD NJ 074505321, RIDGEWOOD, NJ 07450-5321 |
| Document Number | 36410277 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 003641/000277 |
| Instrument | 20064956 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 13, 2050 |
Source: Bergen County and Ridgewood Village records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $436,200 (-) Land $310,500 Building $125,700 | $436,200 (-) Land $310,500 Building $125,700 | |
| 2025 | $12,606.00 (+0.74%) | $436,200 (-) Land $310,500 Building $125,700 | $436,200 (-) Land $310,500 Building $125,700 |
| 2024 | $12,514.00 (+4.97%) | ||
| 2023 | $436,200 Land $310,500 Building $125,700 | $436,200 Land $310,500 Building $125,700 | |
| 2022 | $11,921.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030475002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 43 (1989–2021) |
| Claims Outside the SFHA | 7 of 43 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 421 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | RIDGEWOOD WATER serves 61,700 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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