Bergen County and Ridgewood Village property record for 631 Maxwell Pl, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,848 sqft · built 1943 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,250,000 (Sep 2022) |
| Tax Bill | $18,840 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04311-0000-00013 |
| Primary APN | 51-04311-0000-00013 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,848 sqft Living Area |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Construction Type | Frame |
| Lot Area | 6,011 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 631 MAXWELL PL |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-5320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .138 AC |
| Legal Subdivision | RIDGEWOOD-BERGEN REALTY |
| Legal Block | 4311 |
| Legal Lot Number | 13 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 47500 |
631 Maxwell Pl is owned and occupied by two individuals who bought it in September 2022.
Source: Bergen County and Ridgewood Village records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 631 MAXWELL PL, RIDGEWOOD, NJ 07450-5320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2022 | Deed, Transfer · Conventional Mortgage VAST BANK NA |
| Nov 25, 2019 | Deed with Mortgage, Transfer BD CAP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2022 · Amount on File |
| Deed Sale | Sep 28, 2022 · Amount on File |
| Prior Sale | Nov 25, 2019 · Amount on File |
| Deed Document Number | 202294808 |
| Deed Book / Page | 4819 / 1868 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 28, 2022 |
| Property Address | 631 MAXWELL PL, RIDGEWOOD, NJ 07450-5320 |
| Document Number | 0048191868 |
| Book / Page | 4819 / 1868 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 2022094808 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 679 PLYMPTON ST, 679, NEW MILFORD, NJ 07646-2035 |
| Name | Verified Name |
|---|---|
| Address | 631 MAXWELL PL, RIDGEWOOD, NJ 07450-5320 |
| Document Number | 2022094809 |
|---|---|
| Date | Sep 28, 2022 |
| Instrument | 2022094809 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.62% |
| Index | 1-Year CMT |
| Max Rate | 9.62% |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 25, 2019 |
| Property Address | 631 MAXWELL PL, RIDGEWOOD, NJ 07450-5320 |
| Document Number | 0034201858 |
| Book / Page | 003420 / 001858 |
| Instrument Date | Oct 4, 2019 |
| Instrument | 82031 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2019 |
| Title Company | RIVERSIDE ABSTRACT INC |
| Amount | Amount on Record |
|---|---|
| Tax | $355.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1 UNIVERSITY PLZ #117 HACKENSACK NJ 076016207, 117, HACKENSACK, NJ 07601-6207 |
| Document Number | 34201864 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 003420/001864 |
| Instrument | 82031 |
| Name | BD CAP LLC |
|---|---|
| Address | WARREN, NJ 07059 |
| Amount | Amount on Record |
|---|
| Rate | 5% |
|---|
The 2025 property tax bill for 631 Maxwell Pl was $18,840, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $651,900 (-) Land $284,000 Building $367,900 | $651,900 (-) Land $284,000 Building $367,900 | |
| 2025 | $18,840.00 (+0.73%) | $651,900 Land $284,000 Building $367,900 | $651,900 Land $284,000 Building $367,900 |
| 2024 | $18,703.00 | ||
| 2023 | $651,900 Land $284,000 Building $367,900 | $651,900 Land $284,000 Building $367,900 | |
| 2022 | $17,816.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 631 Maxwell Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 43 (1989–2021) |
| Claims Outside the SFHA | 7 of 43 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 631 Maxwell Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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