Bergen County and Ridgewood Village property record for 640 Maxwell Pl, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,823 sqft · built 1941 |
| Lot Size | 0.154 acres (6,708 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $469,000 (Nov 2010) |
| Tax Bill | $13,615 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Jan 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04313-0000-00008 |
| Primary APN | 51-04313-0000-00008 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,823 sqft Living Area |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Construction Type | Frame |
| Lot Area | 6,708 sqft (0.154 acres) |
| Lot Dimensions | 111 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 640 MAXWELL PL |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-5321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .154 AC |
| Legal Block | 4313 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 47500 |
640 Maxwell Pl is owned and occupied by two individuals who bought it in November 2010.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 640 MAXWELL PL, RIDGEWOOD, NJ 07450-5321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jan 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2010 · Amount on File |
| Deed Sale | Nov 16, 2010 · Amount on File |
| Prior Sale | Sep 28, 2007 · Amount on File |
| Deed Document Number | 20105800548 |
| Deed Book / Page | 580 / 548 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 640 MAXWELL PL, RIDGEWOOD, NJ 07450-5321 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0042410293 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 4241/293 |
| Instrument | 2021103993 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 640 MAXWELL PL, RIDGEWOOD, NJ 07450-5321 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034681995 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 3468/1995 |
| Instrument | 2020005772 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Feb 1, 2049 |
The 2025 property tax bill for 640 Maxwell Pl was $13,615, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $471,100 (-) Land $293,700 Building $177,400 | $471,100 (-) Land $293,700 Building $177,400 | |
| 2025 | $13,615.00 (+0.74%) | $471,100 Land $293,700 Building $177,400 | $471,100 Land $293,700 Building $177,400 |
| 2024 | $13,515.00 | ||
| 2023 | $471,100 Land $293,700 Building $177,400 | $471,100 Land $293,700 Building $177,400 | |
| 2022 | $12,875.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Maxwell Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 43 (1989–2021) |
| Claims Outside the SFHA | 7 of 43 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Maxwell Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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