655 Lock 4 Rd, Gallatin, TN 37066 Property Records

Sumner County property record for 655 Lock 4 Rd, Gallatin, TN 37066 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1992
Square Footage	1,032 sqft Living Area
Lot Size	30,000 sqft (0.689 acres)
Garage	Carport, 240 sqft
Occupancy	Owner Occupied
Tax Bill	$758.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`083126P E 03600`
Alternative APN	`126P E 03600`

Interior

Full Baths	1 Baths
Building Area	1,032 sqft Living Area
Gross Area	1,344 sqft Gross Area
1st Floor	1,032 sqft 1st Floor
Basement Area	1,032 sqft Basement
Stories	1 Stories
Utility Room	Utility Room
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1992
Exterior Material	Siding Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	30,000 sqft (0.689 acres)
Depth X Width	300 ft x 100 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Garage Area	240 sqft Garage
Carport	Carport
Carport Area	240 sqft Carport
Porch Area	24 sqft Porch
Canopy Area	190 sqft Canopy
Utility Building	160 sqft Utility Building

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	655 LOCK 4 RD
City	GALLATIN
State	TN
Zip	37066-3432
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PLAT: 0001 PAGE: 0044 BLOCK: B LOT: LIST SUBD: WOODLAWN EST NO 1
Legal Subdivision	WOODLAWN EST NO 1
Legal Block	B
Legal Lot Number	IST
Jurisdiction	SUMNER TN
Minor Civil Division	6
Census Blockgroup	1
Census Block	1012
Census Tract	20903

Owner

Source: Sumner County records · APN 083126P E 03600

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	655 LOCK 4 RD, GALLATIN, TN 37066-3432
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Mar 15, 2022
Property Address	655 LOCK 4 RD, GALLATIN, TN 37066-3432
Document Number	0058900222
Book / Page	5890 / 222
Map Reference	MB 1 PG 44
Instrument Date	Mar 11, 2022
Instrument	1407403
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,110.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 LOCK 4 RD, GALLATIN, TN 37066-3432

Mortgage

Document Number	0005890225
Date	Mar 15, 2022
Instrument	5890/225

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Sumner County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$758.00 (-39.6%)	$53,350 (+29.73%) Land $25,000 Building $28,350
2024			$213,400 (+29.73%) Land $100,000 Building $113,400
2023	$1,255.00 (-0.32%)	$41,125 (-) Land $25,000 Building $16,125
2022	$1,259.00	$41,125 Land $25,000 Building $16,125
2021			$164,500 Land $100,000 Building $64,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumner County (47165C), updated July 12, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.