State of Hawaii and Hawaii County property record for 644 Hoaka Rd, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,760 sqft · built 2023 |
| Lot Size | 3.52 acres (153,375 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,119 (2025) |
| Deeds & Mortgages | May 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-4-006-191 |
| Primary APN | 3-2-4-006-191 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,760 sqft Living Area |
| 1st Floor Area | 1,760 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 153,375 sqft |
| Deck Area | 672 sqft |
| Street Address | 644 HOAKA RD |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-3512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5C |
| Legal Description | LOT 1012-A-7 3.521 AC POR GR 8658 SUBJ/ESMT FOR UTIL PURP |
| Legal Subdivision | WAIAKEA HOMESTEADS |
| Legal Lot Number | 1012- |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 20900 |
644 Hoaka Rd is owner-occupied and held in a trust since May 2023.
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 189 KUKUAU ST, 100, HILO, HI 96720-3049 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 15, 2023 |
| Transfer Doc | 0085460767 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | May 26, 2023 |
| Property Address | HOAKA RD, HILO, HI 96720 |
| Document Number | 0A85460767 |
| Instrument Date | May 15, 2023 |
| Instrument | A-85460767 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 634 HOAKA RD, HILO, HI 96720-3512 |
| Name | Verified Name |
|---|---|
| Address | 189 KUKUAU ST UNIT 100, 100, HILO, HI 96720-3049 |
The 2025 property tax bill for 644 Hoaka Rd was $2,119 with a homeowner's exemption.
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $578,000 (+2.99%) Land $7,500 Building $570,500 | $958,700 (+5.46%) Land $380,800 Building $577,900 | |
| 2025 | $2,119.00 | $561,200 (+2.99%) Land $7,500 Building $553,700 | $909,100 (+8.45%) Land $331,200 Building $577,900 |
| 2024 | $544,900 (+6,711.25%) Land $7,500 Building $537,400 | $838,300 (+206.4%) Land $300,900 Building $537,400 | |
| 2023 | $200.00 | $8,000 Land $8,000 | $273,600 Land $273,600 |
| 2022 | $200.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 644 Hoaka Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 26 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 644 Hoaka Rd is high, ranking above 73% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 51% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
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