State of Hawaii and Hawaii County property record for 646 Hoaka Rd, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,496 sqft · built 2019 |
| Lot Size | 3.45 acres (150,456 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Feb 2019) |
| Tax Bill | $2,997 (2025) |
| Deeds & Mortgages | Feb 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-4-006-190 |
| Primary APN | 3-2-4-006-190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,496 sqft Living Area |
| 1st Floor Area | 1,496 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 150,456 sqft |
| Street Address | 646 HOAKA RD |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-3512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5C |
| Legal Description | LOT 1012-A-6 3.454 AC TOG/WATERLINE ESMT K SUBJ/WATERLINE ESMT J |
| Legal Subdivision | WAIAKEA HOMESTEADS |
| Legal Lot Number | 1012- |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 20900 |
646 Hoaka Rd is owned and occupied by an individual who bought it in February 2019.
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 354 ANELA ST, HILO, HI 96720-5412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2019 · Amount on File |
| Deed Sale | Feb 13, 2019 · Amount on File |
| Deed Document Number | 201969830393 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Feb 13, 2019 |
| Property Address | HOAKA RD, HILO, HI 96720 |
| Document Number | 0A69830393 |
| Instrument Date | Feb 8, 2019 |
| Instrument | A69830393 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 354 ANELA ST HILO HI 967205412, HILO, HI 96720-5412 |
The 2025 property tax bill for 646 Hoaka Rd was $2,997 with a homeowner's exemption.
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $709,400 (+3.01%) Land $218,900 Building $490,500 | $904,700 (+5.79%) Land $379,800 Building $524,900 | |
| 2025 | $2,997.00 | $688,700 (+3.01%) Land $218,900 Building $469,800 | $855,200 (+7.95%) Land $330,300 Building $524,900 |
| 2024 | $668,600 (+3%) Land $218,900 Building $449,700 | $792,200 (+8.46%) Land $300,100 Building $492,100 | |
| 2023 | $2,854.00 | $649,100 Land $218,900 Building $430,200 | $730,400 Land $272,800 Building $457,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 646 Hoaka Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 26 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 646 Hoaka Rd is high, ranking above 76% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 58% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
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