634 Hoaka Rd, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 634 Hoaka Rd, Hilo, HI 96720

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,736 sqft · built 2019
Lot Size3.19 acres (139,218 sqft)
OwnerCompany Name on Record
Tax Bill$4,945 (2025)
Deeds & MortgagesMay 2022 Mortgage
Mar 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN3-2-4-006-186

Property Details

APN / Parcel Number

Primary APN3-2-4-006-186
Alternative APNs
  • 3-2-4-006-186-0000
  • 240061860000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area1,736 sqft Living Area
1st Floor Area1,736 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Roof MaterialMetal
Lot Area139,218 sqft
Garage Area820 sqft
PorchPorch
Porch Area120 sqft

Location & Zoning

Street Address634 HOAKA RD
CityHILO
StateHI
Zip96720-3512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code5C
Legal DescriptionLOT 1012-A-2 3.196 AC DES POR GR 8658 TOG/ESMTS SUBJ/ESMTS
Legal SubdivisionWAIAKEA HOMESTEADS
Legal Lot Number1012-
JurisdictionHAWAII HI
Township / Civil DivisionHILO
Census Block Group5
Census Block5000
Census Tract20900

Owner

Source: State of Hawaii and Hawaii County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address189 KUKUAU ST, 100, HILO, HI 96720-3049
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 10, 2022Deed of Trust, Mortgage · Commercial Mortgage
CU HAWAII FCU
Mar 23, 2022Intrafamily Transfer, Transfer
Mar 24, 2022Intrafamily Transfer, Transfer
Jun 9, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 22, 2022
Transfer Doc0A81170768
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAWAII HI
Property Address634 HOAKA RD, HILO, HI 96720-3512
Transaction TypeMortgage
Record UpdatedApr 30, 2026
Title CompanyFIRST AMERICAN TITLE, FAM

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A81650297
DateMay 10, 2022
InstrumentA-81650297
Lender
NameCU HAWAII FCU
TypeCredit Union
AddressHILO, HI 96720
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAWAII HI
Recording DateMar 23, 2022
Property Address634 HOAKA RD, HILO, HI 96720-3512
Document Number0A81170768
Instrument DateMar 22, 2022
InstrumentA-81170768
Transaction TypeTransfer
Record UpdatedApr 30, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address189 KUKUAU ST UNIT 100, 100, HILO, HI 96720-3049

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAWAII HI
Recording DateMar 24, 2022
Property Address634 HOAKA RD, HILO, HI 96720-3512
Document Number0A81180770
Instrument DateMar 22, 2022
InstrumentA-81180770
Transaction TypeTransfer
Record UpdatedApr 30, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address189 KUKUAU ST UNIT 100, 100, HILO, HI 96720-3049

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAWAII HI
Recording DateJun 9, 2021
Property Address634 HOAKA RD, HILO, HI 96720-3512
Document Number0A78300859
Instrument DateJun 7, 2021
InstrumentA-78300859
Transaction TypeTransfer
Record UpdatedApr 30, 2026

Transaction

AmountAmount Recorded
Tax$1.00
Amount AccuracyVerified / From Affidavit
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressHILO, HI 96720

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 KUKUAU ST UNIT 100, 100, HILO, HI 96720-3049

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateHawaii
CountyHawaii County
Unified School DistrictHawaii Department of Education (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$526,300 (-0.49%) Land $1,700 Building $524,600$903,100 (+5.74%) Land $375,900 Building $527,200
2025$4,945.00 (+89.46%)$528,900 (+6.61%) Land $1,700 Building $527,200$854,100 (+7.92%) Land $326,900 Building $527,200
2024$496,100 (+7.5%) Land $1,700 Building $494,400$791,400 (+8.44%) Land $297,000 Building $494,400
2023$2,610.00 (-7.41%)$461,500 Land $1,700 Building $459,800$729,800 Land $270,000 Building $459,800
2022$2,819.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 51% of Hawaii
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHILO
serves 39,477 people · EPA ID HI0000101
Water SourceGroundwater
Last State InspectionJul 2021
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,850 / 2,850
Spectrum
Cable
1,000 / 1,000

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