644 Harding St, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 644 Harding St, Chippewa Falls, WI 54729 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1940
Square Footage1,030 sqft Living Area
OccupancyOwner Occupied
Last Sale$125,000 (2017)
Tax Bill$2,931.00 (2025)

Property Details

APN / Parcel Number

Primary APN22808-0742-6188-1022
Alternative APN
  • 211 1231

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms1 Rooms
Building Area1,030 sqft Living Area
Basement Area410 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1940
Roof MaterialAsphalt Roof

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemGas Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number211 1231
Street Address644 HARDING ST
CityCHIPPEWA FALLS
StateWI
Zip54729-3226
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCHIPPEWA HEIGHTS 3RD ADD LOTS 22 & 23 & 1/2 VAC ALLEY BLK 10
Legal Range08W
Legal Township28N
Legal Section07
Legal SubdivisionCHIPPEWA ADD
Legal Block10
Legal Lot Number22-23
JurisdictionCHIPPEWA WI
Minor Civil DivisionCHIPPEWA FALLS
Census Blockgroup1
Census Block1038
Census Tract10200

Owner

Source: Chippewa County records · APN 22808-0742-6188-1022

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address644 HARDING ST, CHIPPEWA FALLS, WI 54729-3226
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2024Deed of Trust, Mortgage · Conventional Mortgage
NOVUS HOME MORTGAGE
Mar 16, 2020Deed of Trust, Mortgage · Stand Alone Refinance
ROYAL CREDIT UNION
Aug 31, 2021Quit Claim Deed, Transfer · Stand Alone Refinance
ROCKET MORTGAGE
Jul 27, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 27, 2017 · Amount on Record
Deed SaleJul 27, 2017 · Amount on Record
Prior SaleJul 27, 2017 · Amount on Record
Deed Doc Number0000869722
Last Transfer DateAug 31, 2021
Transfer Doc0000922618
Record RefreshedJun 08, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHIPPEWA WI
Property Address644 HARDING ST, CHIPPEWA FALLS, WI 54729-3226
Transaction TypeMortgage
Record UpdatedFeb 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000947947
DateJan 31, 2024
Instrument947947
Lender
NameNOVUS HOME MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHIPPEWA WI
Property Address644 HARDING ST, CHIPPEWA FALLS, WI 54729-3226
Transaction TypeMortgage
Record UpdatedSep 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000898810
DateMar 16, 2020
Instrument898810
Lender
NameROYAL CREDIT UNION
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term241 Months
DueApr 01, 2040

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHIPPEWA WI
Recording DateAug 31, 2021
Property Address644 HARDING ST, CHIPPEWA FALLS, WI 54729-3226
Document Number0000922618
Instrument DateAug 18, 2021
Instrument922618
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common

Mortgage

Document Number0000922619
DateAug 31, 2021
Instrument922619
Lender
NameROCKET MORTGAGE
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term181 Months
DueSep 01, 2036

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHIPPEWA WI
Recording DateJul 27, 2017
Property Address644 HARDING ST, CHIPPEWA FALLS, WI 54729-3226
Document Number0000869722
Instrument DateJul 21, 2017
Instrument869722
Transaction TypeTransfer
Record UpdatedSep 08, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$375.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 HARDING ST, CHIPPEWA FALLS, WI 54729-3226

Mortgage

Document Number0000869723
DateJul 27, 2017
Instrument869723
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: Chippewa County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyChippewa County
MunicipalityChippewa Falls City
Unified School DistrictChippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,931.00 (+33.77%) Homeowner's exemption$126,500 (-) Land $15,700 Building $110,800$230,600 (+40.52%)
2023$2,191.00 Homeowner's exemption$126,500 Land $15,700 Building $110,800$164,100

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