637 Harding St, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 637 Harding St, Chippewa Falls, WI 54729

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,197 sqft · built 1949
Lot Size	0.28 acres (12,244 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,964 (2025)
Flood Zone	Zone X (minimal risk)
APN	`22808-0742-6188-0821`

Property Details

APN / Parcel Number

Primary APN	`22808-0742-6188-0821`
Alternative APN	`211 1208`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,197 sqft Living Area
Basement Area	780 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Roof Material	Asphalt
Lot Area	12,244 sqft (0.28 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gas
Sewer	Connected

Location & Zoning

Account Number	211 1208
Street Address	637 HARDING ST
City	CHIPPEWA FALLS
State	WI
Zip	54729-3208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHIPPEWA HEIGHTS 3RD ADD LOT 20 THE N 22.5', LOT 21 & THE S 30' OF LOT 22 BLK 8
Legal Range	08W
Legal Township	28N
Legal Section	07
Legal Subdivision	CHIPPEWA ADD
Legal Block	8
Legal Lot Number	20-22
Jurisdiction	CHIPPEWA WI
Township / Civil Division	CHIPPEWA FALLS
Census Block Group	1
Census Block	1064
Census Tract	10200

Owner

Source: Chippewa County records · APN 22808-0742-6188-0821

Assessment roll updated February 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	637 HARDING ST, CHIPPEWA FALLS, WI 54729-3208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Chippewa County records · Assessment roll updated February 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
Municipality	Chippewa Falls City
Unified School District	Chippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,964.00 (+35.4%) Homeowner's exemption	$126,400 (-) Land $19,200 Building $107,200	$233,000 (+42.16%)
2023	$2,189.00 Homeowner's exemption	$126,400 Land $19,200 Building $107,200	$163,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 18, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 319 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHIPPEWA FALLS WATERWORKS serves 13,375 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.