625 Harding St, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 625 Harding St, Chippewa Falls, WI 54729 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,278 sqft · built 1938
Owner	2 Individual Names on File
Tax Bill	$2,961 (2025)
Deeds & Mortgages	Jul 2021 Refinance Nov 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22808-0742-6188-0823`

Property Details

APN / Parcel Number

Primary APN	`22808-0742-6188-0823`
Alternative APN	`211 1209`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,278 sqft Living Area
Basement Area	852 sqft

Exterior

Year Built	Built 1938
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Sewer	Connected

Location & Zoning

Account Number	211 1209
Street Address	625 HARDING ST
City	CHIPPEWA FALLS
State	WI
Zip	54729-3208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHIPPEWA HEIGHTS 3RD ADD LOT 22 THE N 10' & ALL OF LOTS 23 & 24 BLK 8
Legal Range	08W
Legal Township	28N
Legal Section	07
Legal Subdivision	CHIPPEWA ADD
Legal Block	8
Legal Lot Number	22-24
Jurisdiction	CHIPPEWA WI
Township / Civil Division	CHIPPEWA FALLS
Census Block Group	1
Census Block	1064
Census Tract	10200

Owner

Source: Chippewa County records · APN 22808-0742-6188-0823

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	625 HARDING ST, CHIPPEWA FALLS, WI 54729-3208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROYAL CREDIT UNION
Nov 20, 2020	Deed of Trust, Mortgage · Line of Credit ROYAL CREDIT UNION
Mar 04, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ROYAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	625 HARDING ST, CHIPPEWA FALLS, WI 54729-3208
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	920976
Date	Jul 28, 2021
Instrument	920976

Lender

Name	ROYAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2036

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	625 HARDING ST, CHIPPEWA FALLS, WI 54729-3208
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	910000
Date	Nov 20, 2020
Instrument	910000

Lender

Name	ROYAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2040

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	625 HARDING ST, CHIPPEWA FALLS, WI 54729-3208
Transaction Type	Mortgage
Record Updated	Mar 25, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	898510
Date	Mar 04, 2020
Instrument	898510

Lender

Name	ROYAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Chippewa County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
Municipality	Chippewa Falls City
Unified School District	Chippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,961.00 (+24.52%) Homeowner's exemption	$136,200 (-) Land $18,900 Building $117,300	$232,800 (+31.82%)
2023	$2,378.00 Homeowner's exemption	$136,200 Land $18,900 Building $117,300	$176,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chippewa County (55017C), updated October 18, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 550170102001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 319 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TDS Telecom	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Harding St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures