644 Ellen Dr, Cincinnati, OH 45255 Property Records

Clermont County property record for 644 Ellen Dr, Cincinnati, OH 45255 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2005
Square Footage2,053 sqft Living Area
Lot Size12,763 sqft (0.293 acres)
OccupancyOwner Occupied
Last Sale$213,500 (2019)
Tax Bill$5,560.00 (2025)

Property Details

APN / Parcel Number

Primary APN41-32-16E-247

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Building Area2,053 sqft Living Area
1st Floor865 sqft 1st Floor
Basement Area150 sqft Basement
Unfinished Basement150 sqft Unfinished
Family RoomFamily Room
Stories2 Stories

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area12,763 sqft (0.293 acres)
Parking Spaces1 Parking Spaces
Garage Area441 sqft Garage
Deck Area120 sqft Deck
Patio Area40 sqft Patio
Porch Area40 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address644 ELLEN DR
CityCINCINNATI
StateOH
Zip45255-4917
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionAMBER RIDGE; LOT 9
Legal SubdivisionAMBER RIDGE
Legal Lot Number9
JurisdictionCLERMONT OH
Minor Civil DivisionUNION
Census Blockgroup2
Census Block2004
Census Tract41201

Owner

Source: Clermont County records · APN 41-32-16E-247

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address644 ELLEN DR, CINCINNATI, OH 45255-4917
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Deed of Trust, Mortgage · Line of Credit
SHAREFAX CREDIT UNION
May 03, 2019Warranty Deed, Transfer · Veterans Administration Mortgage
POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 03, 2019 · Amount on Record
Deed SaleMay 03, 2019 · Amount on Record
Prior SaleAug 29, 2012 · Amount on Record
Deed Doc Number20198821
Deed Book / Page2807 / 214
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Recording DateJun 11, 2026
Property Address644 ELLEN DR, CINCINNATI, OH 45255-4917
Document Number0000013149
Book / Page3025 / 3171
Instrument DateJun 05, 2026
Instrument202613149
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 ELLEN DR, CINCINNATI, OH 45255-4917
InvestorPossibly a Property Investor

Mortgage

Document Number0000013149,
DateJun 11, 2026
Book Page3025/3171
Instrument202613149
Lender
NameSHAREFAX CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.37%
Max Rate-1%

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLERMONT OH
Recording DateMay 03, 2019
Property Address644 ELLEN DR, CINCINNATI, OH 45255-4917
Document Number0000008821
Book / Page2807 / 0214
Map ReferenceCAB 9 PG 43
Instrument DateApr 30, 2019
Instrument201900008821
Transaction TypeTransfer
Record UpdatedMay 16, 2022
Title CompanyINDIANA LAND TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address644 ELLEN DR, 644, CINCINNATI, OH 45255-4917

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address644 ELLEN DR, CINCINNATI, OH 45255-4917

Mortgage

Document Number0000008822
DateMay 03, 2019
Instrument201900008822
Lender
NamePOLARIS HOME FUNDING CORP
TypeLending Institution
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2049

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,560.00 (-49.39%)$110,470 (-) Land $20,900 Building $89,570
2024$315,600 (-) Land $59,700 Building $255,900
2023$10,987.00 (+142.59%) Homeowner's exemption$110,470 (+42.1%) Land $20,900 Building $89,570$315,600 (+42.1%) Land $59,700 Building $255,900
2022$4,529.00 Homeowner's exemption$77,740 Land $14,700 Building $63,040
2020$222,100 Land $42,000 Building $180,100

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