Clermont County property record for 638 Ellen Dr, Cincinnati, OH 45255 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,527 sqft · built 2001 |
| Lot Size | 0.272 acres (11,848 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Mar 2024) |
| Tax Bill | $4,813 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Apr 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-32-16E-244 |
| Primary APN | 41-32-16E-244 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,527 sqft Living Area |
| 1st Floor Area | 1,527 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 11,848 sqft (0.272 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 95 sqft |
| Deck Area | 130 sqft |
| Patio Area | 120 sqft |
| Canopy | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 638 ELLEN DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-4917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AMBER RIDGE; LOT 6 |
| Legal Subdivision | AMBER RIDGE |
| Legal Lot Number | 6 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 41201 |
Source: Clermont County records · APN 41-32-16E-244
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 601 OFFICE CT DR STE 100, 100, FORT WASHINGTON, PA 19034 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Mar 05, 2024 | Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Apr 17, 2023 | Warranty Deed, Transfer · Commercial Mortgage CENTERBANK |
| Oct 03, 2022 | Fiduciary Deed, Transfer · Stand-Alone First Mortgage REBUCK LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 05, 2024 · Amount on Record |
| Deed Sale | Mar 05, 2024 · Amount on Record |
| Prior Sale | Apr 17, 2023 · Amount on Record |
| Deed Document Number | 20243784 |
| Deed Book / Page | 2962 / 4619 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Mar 05, 2024 |
| Property Address | 638 ELLEN DR, CINCINNATI, OH 45255-4917 |
| Document Number | 0000003784 |
| Book / Page | 2962 / 4619 |
| Map Reference | CAB 9 PG 43&44 |
| Instrument Date | Feb 28, 2024 |
| Instrument | 202400003784 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000003785 |
|---|---|
| Date | Mar 05, 2024 |
| Instrument | 202400003785 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Apr 17, 2023 |
| Property Address | 638 ELLEN DR, CINCINNATI, OH 45255-4917 |
| Document Number | 0000006456 |
| Book / Page | 2942 / 2634 |
| Map Reference | CAB 9 PG 43&44 |
| Instrument Date | Apr 13, 2023 |
| Instrument | 202300006456 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2023 |
| Title Company | RE TITLE AGENCY LLC, RB TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7025 BEECH HOLLOW DR, CINCINNATI, OH 45236-1470 |
| Document Number | 0000006457 |
|---|---|
| Date | Apr 17, 2023 |
| Instrument | 202300006457 |
| Name | CENTERBANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 14, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Oct 03, 2022 |
| Property Address | 638 ELLEN DR, CINCINNATI, OH 45255-4917 |
| Document Number | 0000024909 |
| Book / Page | 2930 / 3650 |
| Map Reference | CAB 9 PG 43&44 |
| Instrument Date | Sep 13, 2022 |
| Instrument | 202200024909 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1015 E BRECAL ST #200 # 200, 200, COLUMBUS, OH 43205 |
| Investor | Possibly a Property Investor |
| Document Number | 0000024910 |
|---|---|
| Date | Oct 03, 2022 |
| Instrument | 202200024910 |
| Name | REBUCK LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,813.00 (-49.4%) | $95,630 (-) Land $20,900 Building $74,730 | |
| 2024 | $273,200 (-) Land $59,700 Building $213,500 | ||
| 2023 | $9,511.00 (+178.75%) | $95,630 (+42.07%) Land $20,900 Building $74,730 | $273,200 (+42.07%) Land $59,700 Building $213,500 |
| 2022 | $3,412.00 Homeowner's exemption | $67,310 Land $14,700 Building $52,610 | |
| 2020 | $192,300 Land $42,000 Building $150,300 |
Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390250412012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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