Clermont County property record for 640 Ellen Dr, Cincinnati, OH 45255 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,632 sqft Living Area |
| Lot Size | 21,257 sqft (0.488 acres) |
| Garage | 400 sqft |
| Last Sale | $50,000 (2003) |
| Tax Bill | $4,776.00 (2025) |
Source: Clermont County records · APN 41-32-16E-245
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3333 MADISON PIKE, B, FT MITCHELL, KY 41017-8183 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 12, 2003 · Amount on Record |
| Deed Sale | Mar 12, 2003 · Amount on Record |
| Prior Sale | Dec 02, 2002 · Amount on Record |
| Deed Doc Number | 200315019 |
| Deed Book / Page | 1588 / 1640 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 640 ELLEN DR, CINCINNATI, OH 45255-4917 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3333 MADISON PIKE B, B, FT WRIGHT, KY 41017-8183 |
| Document Number | 0000016287 |
|---|---|
| Date | Sep 05, 2023 |
| Book Page | 2951/5384 |
| Instrument | 202300016287 |
| Name | HERITAGE BANK INC |
|---|---|
| Type | Bank |
| Address | ERLANGER, KY 41018 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 01, 2043 |
Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,776.00 (-48.21%) | $92,720 (-) Land $20,900 Building $71,820 | |
| 2024 | $264,900 (-) Land $59,700 Building $205,200 | ||
| 2023 | $9,221.00 (+137.23%) | $92,720 (+42.12%) Land $20,900 Building $71,820 | $264,900 (+42.11%) Land $59,700 Building $205,200 |
| 2022 | $3,887.00 | $65,240 Land $14,700 Building $50,540 | |
| 2020 | $186,400 Land $42,000 Building $144,400 |
Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 41-32-16E-245 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 1,632 sqft Living Area |
| 1st Floor | 676 sqft 1st Floor |
| Basement Area | 280 sqft Basement |
| Unfinished Basement | 280 sqft Unfinished |
| Family Room | Family Room |
| Stories | 2 Stories |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Lot Area | 21,257 sqft (0.488 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 400 sqft Garage |
| Patio Area | 120 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 640 ELLEN DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-4917 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | AMBER RIDGE; LOT 7 |
| Legal Subdivision | AMBER RIDGE |
| Legal Lot Number | 7 |
| Jurisdiction | CLERMONT OH |
| Minor Civil Division | UNION |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 41201 |
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