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641 Elk River Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 641 Elk River Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2016
Square Footage2,246 sqft Heated Area
Lot Size8,930 sqft (0.205 acres)
OccupancyOwner Occupied
Last Sale$625,000 (2021)
Tax Bill$6,448.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-2AF05-0210

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Building Area2,246 sqft Heated Area
Gross Area3,286 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,930 sqft (0.205 acres)
Driveway1 Driveway
Driveway Area544 sqft Driveway
Pool Area360 sqft Pool
Deck Area514 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address641 ELK RIVER DR
CityORMOND BEACH
StateFL
Zip32174-1513
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY SECTION 2A-F UNIT 5 MB 37 PG 1 LOT 21 OR 2158/1386 OR 2298/1952 OR 2464/1419
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Lot Number21
Legal Unit5
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3006
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF05-0210

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address641 ELK RIVER DR, ORMOND BEACH, FL 32174-1513
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 03, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Dec 29, 2021Warranty Deed, Transfer · Conventional Mortgage
NEXTMORTGAGE LLC
Aug 05, 2020Warranty Deed, Transfer · Conventional Mortgage
AMERIS BANK
Aug 13, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
MORTGAGE FIRM

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 29, 2021 · Amount on Record
Deed SaleDec 29, 2021 · Amount on Record
Prior SaleAug 05, 2020 · Amount on Record
Deed Doc Number2021070475
Deed Book / Page2642 / 735
Record RefreshedJun 08, 2026

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLAGLER FL
Recording DateApr 03, 2024
Property Address641 ELK RIVER DR, ORMOND BEACH, FL 32174-1513
Document Number0028581379
Book / Page2858 / 1379
Map ReferenceMB 27 PG 40-48
Instrument DateApr 13, 2023
Instrument2024013782
Transaction TypeTransfer
Record UpdatedApr 23, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address21 JASMINE RUN, ORMOND BEACH, FL 32174-9205

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 JASMINE RUN, ORMOND BEACH, FL 32174-9205

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateDec 29, 2021
Property Address641 ELK RIVER DR, ORMOND BEACH, FL 32174-1513
Document Number0026420735
Book / Page2642 / 735
Map ReferenceMB 37 PG 1-3
Instrument DateDec 13, 2021
Instrument2021070475
Transaction TypeTransfer
Record UpdatedApr 23, 2024
Title CompanySMART TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,375.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address641 ELK RIVER DR, ORMOND BEACH, FL 32174-1513

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address262 FLORAL BLVD, FLORAL PARK, NY 11001-2343

Mortgage

Document Number0002642737
DateDec 29, 2021
Instrument2642/737
Lender
NameNEXTMORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateAug 05, 2020
Property Address641 ELK RIVER DR, ORMOND BEACH, FL 32174-1513
Document Number0024641419
Book / Page2464 / 1419
Map ReferenceMB 37 PG 1-3
Instrument DateJul 31, 2020
Instrument2020030126
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanySOUTHERN TITLE HOLDING CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,115.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address641 ELK RIVER DR, 641, ORMOND BEACH, FL 32174-1513

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 ELK RIVER DR, ORMOND BEACH, FL 32174-1513

Mortgage

Document Number0024641420
DateAug 05, 2020
Instrument2464/1420
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateAug 13, 2018
Property Address641 ELK RIVER DR, ORMOND BEACH, FL 32174-1513
Document Number0022981952
Book / Page002298 / 001952
Instrument DateAug 09, 2018
Instrument30192
Transaction TypeTransfer
Record UpdatedAug 27, 2018
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,765.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address641 ELK RIVER DR ORMOND BEACH FL 321741513, ORMOND BEACH, FL 32174-1513

Mortgage

Document Number22981953
DateAug 13, 2018
Book Page002298/001953
Instrument30193
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueAug 12, 2048

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,448.00 (-20.39%) Homeowner's exemption$498,793 (+1.68%) Land $72,500 Building $426,293$498,793 (-0.52%) Land $72,500 Building $426,293
2023$8,099.00 (+5.2%) Homeowner's exemption$490,553 (+3%)$501,394 (+5.28%) Land $72,500 Building $428,894
2022$7,699.00 Homeowner's exemption$476,265 Land $72,500 Building $403,765$476,265 Land $72,500 Building $403,765

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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