Salt Lake County property record for 644 E Cougar Ridge Rd, Draper, UT 84020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,413 sqft · built 2007 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $521,300 (Nov 2007) |
| Tax Bill | $4,610 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-31-430-016 |
| Primary APN | 28-31-430-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,413 sqft Living Area |
| Gross Area | 5,032 sqft |
| 1st Floor Area | 1,666 sqft |
| Upper Floors Area | 747 sqft |
| Basement Area | 1,746 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Modern |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 793 sqft |
| Driveway | Concrete Driveway |
| Porch | Covered Porch |
| Porch Area | 80 sqft |
| Patio Area | 1,032 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Street Address | 644 E COUGAR RIDGE RD |
|---|---|
| City | DRAPER |
| State | UT |
| Zip | 84020-7825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1310 |
| Legal Description | LOT 441, BELLEVUE PH 4 SUB. 9268-6909 9525-7581,7583 |
| Legal Range | 1E |
| Legal Township | 3S |
| Legal Section | 31 |
| Legal Subdivision | BELLEVUE |
| Legal Block | 1 |
| Legal Lot Number | 441 |
| Jurisdiction | SALT LAKE UT |
| Township / Civil Division | SALT LAKE CITY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 112828 |
644 E Cougar Ridge Rd is owned and occupied by two individuals who bought it in November 2007.
Source: Salt Lake County records, as of June 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 644 E COUGAR RIDGE RD, DRAPER, UT 84020-7825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2022 | Deed of Trust, Mortgage · Line of Credit ZB NA |
| Dec 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EVERLEND MORTGAGE CO |
| Jul 21, 2017 | Deed of Trust, Mortgage · Commercial Mortgage ZB NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2007 · Amount on File |
| Deed Sale | Nov 16, 2007 · Amount on File |
| Prior Sale | Oct 12, 2007 · Amount on File |
| Deed Document Number | 200710277732 |
| Deed Book / Page | 9538 / 2091 |
| Prior Transfer Date | Nov 5, 2007 |
| Prior Transfer Doc | 0010277732 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALT LAKE UT |
| Property Address | 644 E COUGAR RIDGE RD, DRAPER, UT 84020-7825 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 644 E COUGAR RIDGE RD, DRAPER, UT 84020-7825 |
| Document Number | 0013966376 |
|---|---|
| Date | Jun 8, 2022 |
| Book Page | 11346/4929 |
| Instrument | 13966376 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | DRAPER, UT 84020 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALT LAKE UT |
| Property Address | 644 E COUGAR RIDGE RD, DRAPER, UT 84020-7825 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2022 |
| Title Company | CAPSTONE ESCROW INC, CAPSTONE T&E INC |
| Name | Verified Name |
|---|
| Document Number | 0013852307 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 11285/2722 |
| Instrument | 13852307 |
| Name | EVERLEND MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84109 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALT LAKE UT |
| Property Address | 644 E COUGAR RIDGE RD, DRAPER, UT 84020-7825 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0012580442 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 10580/2889 |
| Instrument | 12580442 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84133 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 644 E Cougar Ridge Rd was $4,610.
Source: Salt Lake County assessment roll, as of June 3, 2026
| Type | Name |
|---|---|
| State | Utah |
| County | Salt Lake County |
| Municipality | Draper City |
| Unified School District | Canyons School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,610.00 Homeowner's exemption | $896,700 Land $249,600 Building $647,100 | $896,700 Land $249,600 Building $647,100 |
| 2024 | $4,610.00 (+3.5%) | ||
| 2023 | $4,454.00 (-5.25%) Homeowner's exemption | $464,585 Land $128,095 Building $336,490 | $844,700 Land $232,900 Building $611,800 |
| 2022 | $4,701.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 644 E Cougar Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 644 E Cougar Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERPRO INC private · serves 33,100 people · EPA ID UTAH18006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Utah Broadband Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
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