Charleston County property record for 644 Commonwealth Rd, Mount Pleasant, SC 29466
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,054 sqft · built 1989 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $313,000 (Feb 2002) |
| Tax Bill | $2,556 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 596-16-00-001 |
| Primary APN | 596-16-00-001 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,054 sqft Living Area |
| 1st Floor Area | 1,165 sqft |
| Upper Floors Area | 1,889 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 60,984 sqft (1.4 acres) |
| Lot Dimensions | 405 ft deep x 277 ft wide |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 280 sqft |
| Boat Access | Boat Access |
| Heating System | Heat Pump |
|---|
| Street Address | 644 COMMONWEALTH RD |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29466-8315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -COMMONWEALTH DESCRIPTION -LOT 1 SECTION ONE |
| Legal Subdivision | COMMONWEALTH |
| Legal Lot Number | 1 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 4617 |
Source: Charleston County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 644 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8315 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2002 · Amount on Record |
| Deed Sale | Feb 6, 2002 · Amount on Record |
| Deed Book / Page | 396 / 465 |
| Last Transfer Date | Feb 16, 2023 |
| Transfer Doc | 0011640901 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Feb 23, 2023 |
| Property Address | 644 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8315 |
| Document Number | 0011640901 |
| Book / Page | 1164 / 901 |
| Map Reference | MB AU PG 118 |
| Instrument Date | Feb 16, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 644 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8315 |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,556.00 (+12.35%) | $658,995 (+2,773.94%) Land $313,807 Building $345,188 | $1,096,100 (+73.98%) Land $594,500 Building $501,600 |
| 2024 | $2,275.00 (+8.54%) | $22,930 (-) | |
| 2022 | $2,096.00 | $22,930 | $630,000 (-) Land $300,000 Building $330,000 |
| 2020 | $630,000 Land $300,000 Building $330,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 359 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 359 in force |
| Nearby Flood Claims | 7 (1994–2023) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Aug 2023 · Hurricane Idalia |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 73% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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