629 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 629 Commonwealth Rd, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,611 sqft · built 1987
Lot Size	1.62 acres (70,567 sqft)
Owner	2 Individual Names on Record
Last Sale	$463,000 (Jul 2007)
Tax Bill	$2,158 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Oct 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`596-16-00-020`

Property Details

APN / Parcel Number

Primary APN	`596-16-00-020`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,611 sqft Living Area
1st Floor Area	1,599 sqft
Upper Floors Area	1,012 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	70,567 sqft (1.62 acres)
Lot Dimensions	334 ft deep x 328 ft wide
Terrain	High
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	391 sqft
Deck Area	256 sqft
Patio Area	256 sqft
Shed	1 Shed
Shed Area	342 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	629 COMMONWEALTH RD
City	MOUNT PLEASANT
State	SC
Zip	29466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -COMMONWEALTH DESCRIPTION -LOT 98 SECTION ONE
Legal Subdivision	COMMONWEALTH
Legal Lot Number	98
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1047
Census Tract	4617

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	629 COMMONWEALTH DR, MOUNT PLEASANT, SC 29466-8342
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Oct 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2007 · Amount on Record
Deed Sale	Jul 17, 2007 · Amount on Record
Deed Book / Page	632 / 126
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	629 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466
Document Number	0676/0650
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0676/0650
Date	Oct 31, 2017
Book Page	000676/000650

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 30, 2042

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	629 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466
Document Number	0676/0648
Instrument Date	Oct 17, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 COMMONWEALTH DR MOUNT PLEASANT SC 294668342, MOUNT PLEASANT, SC 29466-8342

Mortgage

Document Number	0676/0648
Date	Oct 31, 2017
Book Page	000676/000648

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 30, 2032

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,158.00 (+12.1%)	$546,250 (+2,775%) Land $244,260 Building $301,990	$987,400 (+107.87%) Land $458,300 Building $529,100
2024	$1,925.00 (+9.13%)	$19,000 (-)
2022	$1,764.00	$19,000	$475,000 (-) Land $212,400 Building $262,600
2020			$475,000 Land $212,400 Building $262,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 359 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	359 in force
Nearby Flood Claims	7 (1994–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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