Charleston County property record for 620 Commonwealth Rd, Mount Pleasant, SC 29466
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,409 sqft · built 1986 |
| Lot Size | 2.91 acres (126,760 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $985,000 (May 2023) |
| Tax Bill | $4,111 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jun 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 596-16-00-006 |
| Primary APN | 596-16-00-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,409 sqft Living Area |
| 1st Floor Area | 1,304 sqft |
| Upper Floors Area | 1,105 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 126,760 sqft (2.91 acres) |
| Lot Dimensions | 396 ft deep x 290 ft wide |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 160 sqft |
| Porch | Slab |
| Porch Area | 476 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 620 COMMONWEALTH RD |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29466-8315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -COMMONWEALTH DESCRIPTION -LOT 6 AND 7 SECTION ONE |
| Legal Subdivision | COMMONWEALTH |
| Legal Lot Number | 6-7 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 4617 |
Source: Charleston County records · APN 596-16-00-006
Assessment roll updated August 1, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 620 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 04, 2023 | Deed, Transfer · VA Mortgage AMERIS BANK |
| Jun 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PRINCETON MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 04, 2023 · Amount on Record |
| Deed Sale | May 04, 2023 · Amount on Record |
| Deed Document Number | 2023 |
| Deed Book / Page | 1177 / 667 |
| Prior Transfer Date | Mar 09, 2009 |
| Prior Transfer Doc | 00410450 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | May 04, 2023 |
| Property Address | 620 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8315 |
| Document Number | 0011770667 |
| Book / Page | 1177 / 667 |
| Map Reference | MB BE PG 138 |
| Instrument Date | Apr 14, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,561.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 620 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8315 |
| Document Number | 0001177668 |
|---|---|
| Date | May 04, 2023 |
| Instrument | 1177/668 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 620 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8315 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Title Company | COOPERATIVE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0011140866 |
|---|---|
| Date | Jun 07, 2022 |
| Book Page | 1114/866 |
| Name | PRINCETON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | TRENTON, NJ 08628 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 01, 2052 |
Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,111.00 (+8.27%) | ||
| 2024 | $3,797.00 (+85.58%) | $40,000 (+79.05%) | |
| 2022 | $2,046.00 | $22,340 | $640,000 (-36%) Land $438,100 Building $201,900 |
| 2020 | $1,000,000 Land $750,000 Building $250,000 |
Source: FEMA National Flood Hazard Layer as of September 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 359 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 359 in force |
| Nearby Flood Claims | 7 (1994–2023) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Aug 2023 · Hurricane Idalia |
| Claims by Event |
|
| Wildfire Risk | Moderate above 57% of the US · above 73% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 95 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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