Hamilton County property record for 6438 Dharma Loop, Chattanooga, TN 37412 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,711 sqft · built 2023 |
| Lot Size | 0.113 acres (4,949 sqft) |
| Owner | Individual Name on File |
| Last Sale | $357,890 (Aug 2023) |
| Tax Bill | $1,550 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 170G D 017 |
| Primary APN | 170G D 017 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,711 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,949 sqft (0.113 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000391702 |
|---|---|
| Street Address | 6438 DHARMA LOOP |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-6900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 30 HUMMINGBIRD VILLAGE UNIT 1 PB 122 PGS 51 & 52 OUT OF 170G A 004 FOR 2022 |
| Legal Lot Number | 30 |
| Legal Unit | 1 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 11442 |
Source: Hamilton County records · APN 170G D 017
Assessment roll updated January 2, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6438 DHARMA LOOP, CHATTANOOGA, TN 37412-6900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 02, 2023 · Amount on Record |
| Deed Sale | Aug 02, 2023 · Amount on Record |
| Deed Document Number | 2023080214 |
| Deed Book / Page | 13361 / 712 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 02, 2023 |
| Property Address | 6438 DHARMA LOOP, CHATTANOOGA, TN 37412-6900 |
| Document Number | 0000000014 |
| Book / Page | 13361 / 712 |
| Map Reference | MB 122 PG 51-52 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 2023080200014 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, BRIDGE CITY TTL EAST BRAINER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,324.19 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6438 DHARMA LOOP, EAST RIDGE, TN 37412-6900 |
| Document Number | 0000000015 |
|---|---|
| Date | Aug 02, 2023 |
| Instrument | 2023080200015 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2053 |
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,550.00 (+6.16%) | $102,325 (+56.76%) | $409,300 (+56.76%) Land $65,000 Building $344,300 |
| 2024 | $1,460.00 (+378.69%) | $65,275 (+646%) | $261,100 (+646%) Land $35,000 Building $226,100 |
| 2023 | $305.00 | $8,750 (-) | $35,000 (-) Land $35,000 |
| 2022 | $305.00 | $8,750 | $35,000 Land $35,000 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114422, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 40 individual NFIP policies nearby |
| Nearby Flood Policies | 40 in force |
| Wildfire Risk | Low above 4% of the US · above 3% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 262 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Electric Power Board of Chattanooga, Tennessee | Fiber | 100,000 / 100,000 |
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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