Hamilton County property record for 6435 Dharma Loop, Chattanooga, TN 37412 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 2023 |
| Square Footage | 1,780 sqft Living Area |
| Lot Size | 4,949 sqft (0.113 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $350,740 (2023) |
| Tax Bill | $1,757.00 (2025) |
| Primary APN | 170G F 013 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,780 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 4,949 sqft (0.113 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 0000391718 |
|---|---|
| Street Address | 6435 DHARMA LOOP |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-6900 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 25 HUMMINGBIRD VILLAGE UNIT 1 PB 122 PGS 51 & 52 OUT OF 170G A 005 FOR 2022 |
| Legal Subdivision | HUMMINGBIRD VILLAGE, UNIT 1 |
| Legal Lot Number | 25 |
| Legal Unit | 1 |
| Jurisdiction | HAMILTON TN |
| Minor Civil Division | 8 |
| Census Blockgroup | 2 |
| Census Block | 2009 |
| Census Tract | 11442 |
Source: Hamilton County records · APN 170G F 013
Assessment roll updated January 2, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6435 DHARMA LOOP, CHATTANOOGA, TN 37412-6900 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 14, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Jun 01, 2023 | Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage LEADER ONE FINANCIAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 2023 · Amount on Record |
| Deed Sale | Jun 01, 2023 · Amount on Record |
| Deed Doc Number | 2023189 |
| Deed Book / Page | 13306 / 294 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 6435 DHARMA LOOP, CHATTANOOGA, TN 37412-6900 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 6435 DHARMA LOOP, CHATTANOOGA, TN 37412-6900 |
| Document Number | 0000000128 |
|---|---|
| Date | Aug 14, 2025 |
| Book Page | 14013/709 |
| Instrument | 2025081400128 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 01, 2023 |
| Property Address | 6435 DHARMA LOOP, CHATTANOOGA, TN 37412-6900 |
| Document Number | 0000000189 |
| Book / Page | 13306 / 294 |
| Map Reference | MB 122 PG 51&52 |
| Instrument Date | May 31, 2023 |
| Instrument | 2023060100189 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,297.74 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6435 DHARMA LOOP, CHATTANOOGA, TN 37412-6900 |
| Document Number | 0000000190 |
|---|---|
| Date | Jun 01, 2023 |
| Instrument | 2023060100190 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2053 |
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,757.00 (+5.84%) | $115,925 (+56.18%) | $463,700 (+56.18%) Land $65,000 Building $398,700 |
| 2024 | $1,660.00 (+19.68%) | $74,225 (+87.79%) | $296,900 (+87.79%) Land $35,000 Building $261,900 |
| 2023 | $1,387.00 (+45.69%) | $39,525 (+44.65%) | $158,100 (+44.65%) Land $35,000 Building $123,100 |
| 2022 | $952.00 | $27,325 | $109,300 Land $109,300 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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