Hamilton County property record for 6430 Dharma Loop, Chattanooga, TN 37412
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,751 sqft · built 2022 |
| Lot Size | 0.113 acres (4,949 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Mar 2026) |
| Tax Bill | $1,543 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Jun 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 170G D 016 |
| Primary APN | 170G D 016 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,751 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,949 sqft (0.113 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000391701 |
|---|---|
| Street Address | 6430 DHARMA LOOP |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-6900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 31 HUMMINGBIRD VILLAGE UNIT 1 PB 122 PGS 51 & 52 OUT OF 170G A 004 FOR 2022 |
| Legal Subdivision | HUMMINGBIRD VILLAGE UNIT 1 |
| Legal Lot Number | 31 |
| Legal Unit | 1 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 11442 |
Source: Hamilton County records · APN 170G D 016
Assessment roll updated January 2, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1111 SHADY REST RD, CHATTANOOGA, TN 37421-3398 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2026 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 10, 2022 | Warranty Deed, Subdivision Related Transfer FIRST TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 27, 2026 · Amount on Record |
| Deed Sale | Mar 27, 2026 · Amount on Record |
| Prior Sale | Jun 10, 2022 · Amount on Record |
| Deed Document Number | 2026032799 |
| Deed Book / Page | 14241 / 199 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 27, 2026 |
| Property Address | 6430 DHARMA LOOP, CHATTANOOGA, TN 37412-6900 |
| Document Number | 0000000099 |
| Book / Page | 14241 / 199 |
| Map Reference | MB 122 PG 51 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 2026032700099 |
| Transaction Type | Transfer |
| Record Updated | Apr 08, 2026 |
| Title Company | TITLE INSURANCE COMPANY/CHATTANOOGA, TITLE INS CO OF CHATTANOOGA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1111 SHADY REST RD, CHATTANOOGA, TN 37421-3398 |
| Investor | Possibly a Property Investor |
| Document Number | 0014241203 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 14241/203 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 10, 2022 |
| Property Address | 6430 DHARMA LOOP, CHATTANOOGA, TN 37412-6900 |
| Document Number | 0000000130 |
| Book / Page | 12989 / 220 |
| Map Reference | MB 122 PG 51 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 2022061000130 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,517.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,543.00 (-7.77%) | $101,825 (+36.13%) | $407,300 (+36.13%) Land $65,000 Building $342,300 |
| 2024 | $1,673.00 (-36.07%) | $74,800 (-) | $299,200 (-) Land $35,000 Building $264,200 |
| 2023 | $2,617.00 | $74,800 | $299,200 Land $35,000 Building $264,200 |
Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Nearby Flood Policies | 40 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 262 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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