Wayne County property record for 6437 Ternes St, Dearborn, MI 48126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,332 sqft · built 1930 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Nov 2017) |
| Tax Bill | $3,608 (2025) |
| Deeds & Mortgages | May 2026 Construction Loan Nov 2018 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-10-071-35-026 |
| Primary APN | 82-10-071-35-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,332 sqft Living Area |
| 1st Floor Area | 708 sqft |
| Basement Area | 624 sqft |
| Unfinished Basement | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 102 ft deep x 33 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6437 TERNES ST |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48126-2015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 963 ALBERT P TERNES SUB NO 1 |
| Legal Subdivision | ALBERT P TERNES NO 1 |
| Legal Lot Number | 963 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 573900 |
Source: Wayne County records · APN 82-10-071-35-026
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7251 HARTWELL ST, DEARBORN, MI 48126-1521 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK |
| Nov 27, 2018 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Nov 17, 2017 | Warranty Deed, Transfer COMPLETE TITLE SERVICES/SE MI LLC |
| Jun 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SWAN INVESTMENTS INC |
| Jun 21, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 17, 2017 · Amount on Record |
| Deed Sale | Nov 17, 2017 · Amount on Record |
| Prior Sale | Jun 21, 2017 · Amount on Record |
| Deed Document Number | 2017364309 |
| Deed Book / Page | 54074 / 566 |
| Prior Transfer Date | Dec 15, 2009 |
| Prior Transfer Doc | 0482840404 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | May 29, 2026 |
| Property Address | 6437 TERNES ST, DEARBORN, MI 48126-2015 |
| Document Number | 0000193001 |
| Book / Page | 60311 / 1479 |
| Instrument Date | May 20, 2026 |
| Instrument | 2026193001 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6437 TERNES ST, DEARBORN, MI 48126-2015 |
| Document Number | 0000193001, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 60311/1479 |
| Instrument | 2026193001 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 6437 TERNES ST, DEARBORN, MI 48126-2015 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0547470476 |
|---|---|
| Date | Nov 27, 2018 |
| Book Page | 54747/0476 |
| Instrument | 2018334832 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Nov 17, 2017 |
| Property Address | 6437 TERNES ST, DEARBORN, MI 48126-2015 |
| Document Number | 0540740566 |
| Book / Page | 054074 / 000566 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 364309 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Title Company | COMPLETE TITLE SERVICES/SE MI LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $774.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7251 HARTWELL ST DEARBORN MI 481261521, DEARBORN, MI 48126-1521 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 6437 TERNES ST, DEARBORN, MI 48126-2015 |
| Document Number | 0538131079 |
| Instrument Date | Jun 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 6437 TERNES ST DEARBORN MI 481262015, DEARBORN, MI 48126-2015 |
| Document Number | 0538131079 |
|---|---|
| Date | Jul 05, 2017 |
| Book Page | 053813/001079 |
| Instrument | 242770 |
| Name | SWAN INVESTMENTS INC |
|---|---|
| Address | DEARBORN HEIGHTS, MI 48127 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jun 21, 2017 |
| Property Address | 6437 TERNES ST, DEARBORN, MI 48126-2015 |
| Document Number | 0537901002 |
| Book / Page | 053790 / 001002 |
| Instrument Date | Jun 07, 2017 |
| Instrument | 233059 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2017 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $559.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6437 TERNES ST DEARBORN MI 481262015, DEARBORN, MI 48126-2015 |
Source: Wayne County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,608.00 (-1.9%) | $88,300 (+9.42%) | $176,600 (+9.42%) |
| 2023 | $3,678.00 (-1.16%) | $80,700 | $161,400 |
| 2019 | $3,721.00 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2009 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 909 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DEARBORN serves 109,976 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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