Wayne County property record for 6431 Ternes St, Dearborn, MI 48126 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 805 sqft · built 1942 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $58,000 (Aug 2015) |
| Tax Bill | $1,795 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-10-071-35-024 |
| Primary APN | 82-10-071-35-024 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 805 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Basement Area | 700 sqft |
| Unfinished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 102 ft deep x 33 ft wide |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6431 TERNES ST |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48126-2015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1037 ALBERT P TERNES SUB NO 2 |
| Legal Subdivision | ALBERT P TERNES NO 2 |
| Legal Lot Number | 1037 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 573900 |
Source: Wayne County records · APN 82-10-071-35-024
Assessment roll updated August 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6431 TERNES ST, DEARBORN, MI 48126-2015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 25, 2015 · Amount on Record |
| Deed Sale | Aug 25, 2015 · Amount on Record |
| Prior Sale | Feb 25, 2010 · Amount on Record |
| Deed Document Number | 2015338213 |
| Deed Book / Page | 52439 / 782 |
| Prior Transfer Date | Apr 29, 2005 |
| Prior Transfer Doc | 0427940611 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 6431 TERNES ST, DEARBORN, MI 48126-2015 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0547570964 |
|---|---|
| Date | Dec 05, 2018 |
| Book Page | 54757/0964 |
| Instrument | 2018340631 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2048 |
Source: Wayne County records · Assessment roll updated August 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,795.00 (-8.7%) Homeowner's exemption | $72,500 (+12.58%) | $145,000 (+12.58%) |
| 2023 | $1,966.00 (-7.61%) Homeowner's exemption | $64,400 | $128,800 |
| 2019 | $2,128.00 |
Source: FEMA National Flood Hazard Layer, Wayne County (26163C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261635739002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2009, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 909 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Verizon | Fixed Wireless | 1,000 / 75 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: T-Mobile USA, AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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