Wayne County property record for 6432 Ternes St, Dearborn, MI 48126
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,490 sqft · built 1929 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Sep 2021) |
| Tax Bill | $3,278 (2025) |
| Deeds & Mortgages | Sep 2021 Sale Oct 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-10-071-36-008 |
| Primary APN | 82-10-071-36-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,490 sqft Living Area |
| 1st Floor Area | 770 sqft |
| Basement Area | 770 sqft |
| Unfinished Basement | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 114 ft deep x 33 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6432 TERNES ST |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48126-2016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 1053 ALBERT P TERNES SUB NO 2 |
| Legal Subdivision | ALBERT P TERNES NO 2 |
| Legal Lot Number | 1053 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 573900 |
Source: Wayne County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6432 TERNES ST, DEARBORN, MI 48126-2016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2021 | Warranty Deed, Transfer |
| Oct 1, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2021 · Amount on Record |
| Deed Sale | Sep 16, 2021 · Amount on Record |
| Prior Sale | Oct 1, 2019 · Amount on Record |
| Deed Document Number | 2021344341 |
| Deed Book / Page | 57040 / 230 |
| Prior Transfer Date | Mar 22, 2010 |
| Prior Transfer Doc | 0486740874 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Sep 16, 2021 |
| Property Address | 6432 TERNES ST, DEARBORN, MI 48126-2016 |
| Document Number | 0570400230 |
| Book / Page | 57040 / 230 |
| Map Reference | LB 43 PG 14 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 2021344341 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26904 SHEAHAN DR, 26904, DEARBORN HEIGHTS, MI 48127-3668 |
| Name | Verified Name |
|---|---|
| Address | 6432 TERNES ST, DEARBORN, MI 48126-2016 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Oct 1, 2019 |
| Property Address | 6432 TERNES ST, DEARBORN, MI 48126-2016 |
| Document Number | 0553091035 |
| Book / Page | 55309 / 1035 |
| Map Reference | LB 43 PG 14 |
| Instrument Date | Aug 13, 2019 |
| Instrument | 2019279155 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $860.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5509 HORGER ST, 5509, DEARBORN, MI 48126-5013 |
| Name | Verified Name |
|---|---|
| Address | 6432 TERNES ST, DEARBORN, MI 48126-2016 |
Source: Wayne County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,278.00 (-13.07%) Homeowner's exemption | $92,500 (+11.45%) | $185,000 (+11.45%) |
| 2023 | $3,771.00 (+23.44%) Homeowner's exemption | $83,000 | $166,000 |
| 2019 | $3,055.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEARBORN serves 109,976 people · EPA ID MI0001730 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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