6435 Summer Cloud Way, Columbia, MD 21045 Property Records

Howard County property record for 6435 Summer Cloud Way, Columbia, MD 21045 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 1990
Square Footage	1,804 sqft Total Area
Lot Size	12,667 sqft (0.291 acres)
Garage	Attached, 480 sqft
Occupancy	Owner Occupied
Last Sale	$259,900 (2000)
Tax Bill	$7,793.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`16-189049`
Alternative APN	`189049`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,804 sqft Total Area
Basement Area	800 sqft Basement
Finished Basement	800 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	12,667 sqft (0.291 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	480 sqft Garage
Deck Area	320 sqft Deck
Porch Area	64 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	189049
Street Address	6435 SUMMER CLOUD WAY
City	COLUMBIA
State	MD
Zip	21045-5621
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 170 .291 A 6435 SUMMER CLOUD WAY VIL LONGREACH S 2 A 2
Legal Subdivision	VILLAGE LONGREACH SEC 02
Legal Lot Number	170
Jurisdiction	HOWARD MD
Minor Civil Division	6, SAVAGE
Census Blockgroup	1
Census Block	1002
Census Tract	606706

Owner

Source: Howard County records · APN 16-189049

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	6435 SUMMER CLOUD WAY, COLUMBIA, MD 21045-5621
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 24, 2000 · Amount on Record
Deed Sale	Oct 24, 2000 · Amount on Record
Prior Sale	Feb 28, 1990 · Amount on Record
Deed Doc Number	2000208177
Deed Book / Page	5239 / 716
Record Refreshed	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6435 SUMMER CLOUD WAY, COLUMBIA, MD 21045-5621
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6435 SUMMER CLOUD WAY, COLUMBIA, MD 21045-5621

Mortgage

Document Number	0201920052
Date	Feb 05, 2021
Book Page	20192/52

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	SPARKS GLENCOE, MD 21152

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 01, 2036

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$576,600 (+8.01%) Land $249,500 Building $327,100	$576,600 (-) Land $249,500 Building $327,100
2025	$7,793.00 (+56.17%) Homeowner's exemption	$533,833 (+19.08%)	$576,600 (+28.62%) Land $249,500 Building $327,100
2023		$448,300 Land $194,500 Building $253,800	$448,300 Land $194,500 Building $253,800
2022	$4,990.00