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6438 Summer Cloud Way, Columbia, MD 21045 Property Records

Howard County property record for 6438 Summer Cloud Way, Columbia, MD 21045 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3.5 Baths
Year BuiltBuilt 1989
Square Footage2,364 sqft Total Area
Lot Size12,017 sqft (0.276 acres)
GarageAttached, 440 sqft
OccupancyOwner Occupied
Last Sale$530,000 (2021)
Tax Bill$8,033.00 (2025)

Property Details

APN / Parcel Number

Primary APN16-189065
Alternative APN
  • 189065

Interior

Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area2,364 sqft Total Area
Basement Area672 sqft Basement
Finished Basement672 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area12,017 sqft (0.276 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage
Deck Area150 sqft Deck
Patio Area120 sqft Patio

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number189065
Street Address6438 SUMMER CLOUD WAY
CityCOLUMBIA
StateMD
Zip21045-5621
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 172 .276 A 6438 SUMMER CLOUD WAY VIL LONGREACH S 2 AR 2
Legal SubdivisionVILLAGE LONGREACH SEC 02
Legal Lot Number172
JurisdictionHOWARD MD
Minor Civil Division6, SAVAGE
Census Blockgroup1
Census Block1001
Census Tract606706

Owner

Source: Howard County records · APN 16-189065

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6438 SUMMER CLOUD WAY, COLUMBIA, MD 21045-5621
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LAKEVIEW LOAN SERVICING LLC
Mar 31, 2021Deed, Transfer · Federal Housing Administration (FHA) Mortgage
APEX HOME LOANS INC
Jan 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
HUD-HOUSING/URBAN DEV
Jan 26, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERICAN ADVISORS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 31, 2021 · Amount on Record
Deed SaleMar 31, 2021 · Amount on Record
Prior SaleSep 07, 1989 · Amount on Record
Deed Book / Page20395 / 183
Record RefreshedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address6438 SUMMER CLOUD WAY, COLUMBIA, MD 21045-5621
Transaction TypeMortgage
Record UpdatedFeb 08, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0212940296
DateJan 27, 2022
Book Page21294/296
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionHOWARD MD
Recording DateMar 31, 2021
Property Address6438 SUMMER CLOUD WAY, COLUMBIA, MD 21045-5621
Document Number0203950183
Book / Page20395 / 183
Map ReferencePL 7619
Instrument DateMar 26, 2021
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyNOT AVAILABLE, LEGACYHOUSE SETTLEMENT SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$9,275.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address6438 SUMMER CLOUD WAY, COLUMBIA, MD 21045-5621

Mortgage

Document Number20395188
DateMar 31, 2021
Instrument20395/188
Lender
NameAPEX HOME LOANS INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address6438 SUMMER CLOUD WAY, COLUMBIA, MD 21045-5621
Document Number0181070455
Instrument DateJan 26, 2018
Transaction TypeMortgage
Record UpdatedApr 10, 2018
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address6438 SUMMER CLOUD WAY COLUMBIA MD 210455621, COLUMBIA, MD 21045-5621

Mortgage

Document Number0181070455
DateMar 29, 2018
Book Page018107/000455
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term960 Months
DueMar 28, 2098
Interest
Rate TypeAdjustable Rate
Rate4.28%

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address6438 SUMMER CLOUD WAY, COLUMBIA, MD 21045-5621
Document Number0181070435
Instrument DateJan 26, 2018
Transaction TypeMortgage
Record UpdatedJan 12, 2019
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address6438 SUMMER CLOUD WAY COLUMBIA MD 210455621, COLUMBIA, MD 21045-5621

Mortgage

Document Number0181070435
DateMar 29, 2018
Book Page018107/000435
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term960 Months
DueMar 28, 2098
Interest
Rate TypeAdjustable Rate
Rate4.28%

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$656,900 (+11.07%) Land $246,500 Building $410,400$656,900 (-) Land $246,500 Building $410,400
2025$8,033.00 (+61.99%) Homeowner's exemption$591,433 (+28.43%)$656,900 (+42.65%) Land $246,500 Building $410,400
2023$460,500 Land $191,500 Building $269,000$460,500 Land $191,500 Building $269,000
2022$4,959.00

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