6418 Summer Cloud Way, Columbia, MD 21045 Property Records

Howard County property record for 6418 Summer Cloud Way, Columbia, MD 21045 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 1990
Square Footage	1,769 sqft Total Area
Lot Size	8,983 sqft (0.206 acres)
Garage	Attached, 483 sqft
Occupancy	Owner Occupied
Last Sale	$359,250 (2005)
Tax Bill	$6,965.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`16-188883`
Alternative APN	`188883`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,769 sqft Total Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	8,983 sqft (0.206 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	483 sqft Garage
Deck Area	324 sqft Deck
Porch	Open Porch
Porch Area	320 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	188883
Street Address	6418 SUMMER CLOUD WAY
City	COLUMBIA
State	MD
Zip	21045-2897
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 155 .206 A 6418 SUMMER CLOUD WAY VIL LONGREACH S 2 A 2
Legal Subdivision	VILLAGE LONGREACH SEC 02
Legal Lot Number	155
Jurisdiction	HOWARD MD
Minor Civil Division	6, SAVAGE
Census Blockgroup	1
Census Block	1000
Census Tract	606706

Owner

Source: Howard County records · APN 16-188883

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	6418 SUMMER CLOUD WAY, COLUMBIA, MD 21045-2897
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 07, 2005 · Amount on Record
Deed Sale	Jan 07, 2005 · Amount on Record
Prior Sale	Dec 14, 2001 · Amount on Record
Deed Doc Number	200553571
Transfer Doc	0000053571
Record Refreshed	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6418 SUMMER CLOUD WAY, COLUMBIA, MD 21045-2897
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0184770259
Date	Dec 10, 2018
Book Page	18477/259

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2048

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$518,000 (+7.95%) Land $232,900 Building $285,100	$518,000 (-) Land $232,900 Building $285,100
2025	$6,965.00 (+53.31%) Homeowner's exemption	$479,833 (+18.92%)	$518,000 (+28.38%) Land $232,900 Building $285,100
2023		$403,500 Land $177,900 Building $225,600	$403,500 Land $177,900 Building $225,600
2022	$4,543.00

Flood & Wildfire

6418 Summer Cloud Way is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Howard County (24027C), updated October 31, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.