6435 SE Windsong Ln, Stuart, FL 34997 Property Records

Martin County property record for 6435 SE Windsong Ln, Stuart, FL 34997 · Last verified May 2026

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,288 sqft · built 1983
Lot Size	0.032 acres (1,394 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Apr 2026)
Tax Bill	$4,017 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-38-41-004-000-0114.0-6-0000`

Property Details

APN / Parcel Number

Primary APN	`25-38-41-004-000-0114.0-6-0000`
Alternative APNs	`25-38-41-004-000-01140-6` `31071`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,288 sqft Living Area
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Mansard
Roof Material	Built-Up Asphalt
Lot Area	1,394 sqft (0.032 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6435 SE WINDSONG LN
City	STUART
State	FL
Zip	34997-8239
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	EMERALD LAKES PHASE I-B LOT 114
Legal Range	41E
Legal Township	38S
Legal Section	25
Legal Subdivision	EMERALD LAKES
Legal Block	2
Legal Lot Number	114
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2005
Census Tract	1410

Owner

Source: Martin County records · APN 25-38-41-004-000-0114.0-6-0000

Assessment roll updated August 27, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6435 SE WINDSONG LN, 114, STUART, FL 34997-8239
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 09, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Aug 28, 2023	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 09, 2026 · Amount on Record
Deed Sale	Apr 09, 2026 · Amount on Record
Prior Sale	Aug 28, 2023 · Amount on Record
Deed Document Number	20263179593
Deed Book / Page	3559 / 1644
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 09, 2026
Property Address	6435 SE WINDSONG LN, STUART, FL 34997-8239
Document Number	0003179593
Book / Page	3559 / 1644
Instrument Date	Apr 07, 2026
Instrument	2026.3179593
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	LIGHTHOUSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$194,425.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6435 SE WINDSONG LN, 114, STUART, FL 34997-8239
Investor	Possibly a Property Investor

Mortgage

Document Number	0003179594,
Date	Apr 09, 2026
Instrument	2026..3179594

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	5.98%
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 28, 2023
Property Address	6435 SE WINDSONG LN, STUART, FL 34997-8239
Document Number	0033932151
Book / Page	3393 / 2151
Map Reference	MB 9 PG 44
Instrument Date	Aug 24, 2023
Instrument	3032932
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	NOT AVAILABLE, BELL LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 WHITE GATE DR, WAPPINGERS FALLS, NY 12590-5061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6435 SE WINDSONG LN, STUART, FL 34997-8239

Mortgage

Document Number	0033932154
Date	Aug 28, 2023
Instrument	3393/2154

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$242,760 (+52.73%) Land $95,000 Building $147,760	$242,760 (+24.59%) Land $95,000 Building $147,760
2024	$4,017.00 (+40.31%)
2023	$2,863.00 (+12.14%)	$158,945 (+1%)	$194,840 (+14.98%) Land $95,000 Building $99,840
2022	$2,553.00	$144,496	$169,460 Land $85,000 Building $84,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850014102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 23 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	4 (1995–2014)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jan 2014, rainfall accumulation
Claims By Storm	Severe Flooding, Oct 1995 · 2 claims

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 3,226 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 289 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Hotwire Communications	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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