6433 SE Windsong Ln, Stuart, FL 34997 Property Records

Martin County property record for 6433 SE Windsong Ln, Stuart, FL 34997

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 1,288 sqft · built 1983
Lot Size0.032 acres (1,394 sqft)
OwnerCompany Name on Record
Last Sale$160,000 (Dec 2004)
Tax Bill$242 (2025)
Deeds & MortgagesDec 2020 Mortgage
Sep 2019 Sale
Flood ZoneZone X (minimal risk)
APN25-38-41-004-000-0118.0-7-0000

Property Details

APN / Parcel Number

Primary APN25-38-41-004-000-0118.0-7-0000
Alternative APNs
  • 25-38-41-004-000-01180-7
  • 31075

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories2 Stories
Building Area1,288 sqft Living Area
1st Floor Area644 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleTownhouse
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeMansard
Roof MaterialBuilt-Up Asphalt
Lot Area1,394 sqft (0.032 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number31075
Street Address6433 SE WINDSONG LN
CitySTUART
StateFL
Zip34997-8239
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUDR
Legal DescriptionEMERALD LAKES PHASE I-B LOT 118
Legal Range41E
Legal Township38S
Legal Section25
Legal SubdivisionEMERALD LAKES
Legal Block2
Legal Lot Number118
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2005
Census Tract1410

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6433 SE WINDSONG LN, STUART, FL 34997-8239
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
CHOICE MORTGAGE
Sep 13, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2004 · Amount on Record
Deed SaleDec 20, 2004 · Amount on Record
Prior SaleOct 23, 2002 · Amount on Record
Deed Document Number20041800651
Deed Book / Page1965 / 1814
Last Transfer DateSep 5, 2019
Transfer Doc0030821203
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address6433 SE WINDSONG LN, STUART, FL 34997-8239
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address6433 SE WINDSONG LN 118, 118, STUART, FL 34997-8239

Mortgage

Document Number0031832179
DateDec 22, 2020
Book Page3183/2179
Instrument2857395
Lender
NameCHOICE MORTGAGE
TypeNon-Lending Institution
AddressBOCA RATON, FL 33432
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateSep 13, 2019
Property Address6433 SE WINDSONG LN, STUART, FL 34997-8239
Document Number0030821203
Book / Page003082 / 001203
Instrument DateSep 5, 2019
Instrument2774640
Transaction TypeTransfer
Record UpdatedSep 27, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address6433 SE WINDSONG LN #118 STUART FL 349978239, 118, STUART, FL 34997-8239

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$242.00 (-5.1%) Homeowner's exemption Senior Citizen's exemption$74,358 (+5.98%)$194,690 (-) Land $95,000 Building $99,690
2024$255.00 (+1.59%)
2023$251.00 (-7.04%) Additional exemption filed$70,159 (+3%)$194,690 (+14.98%) Land $95,000 Building $99,690
2022$270.00 Homeowner's exemption$68,116$169,320 Land $85,000 Building $84,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims4 (1995–2014)
Claims Outside the SFHA3 of 4
Most Recent ClaimJan 2014 · rainfall accumulation
Claims by Event
  • Severe Flooding, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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