6431 SE Windsong Ln, Stuart, FL 34997 Property Records

Martin County property record for 6431 SE Windsong Ln, Stuart, FL 34997

Property Summary

Property TypeTownhouse
Details2 bd · 3 ba · 1,288 sqft · built 1983
Lot Size0.031 acres (1,350 sqft)
OwnerIndividual Name on Record
Last Sale$72,500 (Jun 2001)
Tax Bill$546 (2025)
Deeds & MortgagesJul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN25-38-41-004-000-0117.0-9-0000

Property Details

APN / Parcel Number

Primary APN25-38-41-004-000-0117.0-9-0000
Alternative APNs
  • 25-38-41-004-000-01170-9
  • 31074

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories2 Stories
Building Area1,288 sqft Living Area
1st Floor Area644 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleTownhouse
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeMansard
Roof MaterialBuilt-Up Asphalt
Lot Area1,350 sqft (0.031 acres)
PorchOpen Porch
Porch Area18 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number31074
Street Address6431 SE WINDSONG LN
CitySTUART
StateFL
Zip34997-8239
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUDR
Legal DescriptionEMERALD LAKES PHASE I-B LOT 117
Legal Range41E
Legal Township38S
Legal Section25
Legal SubdivisionEMERALD LAKES
Legal Block2
Legal Lot Number117
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2005
Census Tract1410

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6431 SE WINDSONG LN, STUART, FL 34997-8239
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 2001 · Amount on Record
Deed SaleJun 11, 2001 · Amount on Record
Prior SaleOct 2, 1998 · Amount on Record
Deed Document Number2001B
Deed Book / Page1560 / 2618
Transfer Doc1287001647
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address6431 SE WINDSONG LN, STUART, FL 34997-8239
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030052390
DateJul 23, 2018
Book Page03005/2390
Instrument2706607
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueAug 11, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$546.00 (-1.09%) Homeowner's exemption$76,928 (+5.99%)$196,460 (-) Land $95,000 Building $101,460
2024$552.00 (+0.18%)
2023$551.00 (+2.42%) Additional exemption filed$72,583 (+3%)$196,460 (+14.83%) Land $95,000 Building $101,460
2022$538.00 Homeowner's exemption$70,469$171,090 Land $85,000 Building $86,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims4 (1995–2014)
Claims Outside the SFHA3 of 4
Most Recent ClaimJan 2014 · rainfall accumulation
Claims by Event
  • Severe Flooding, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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