6434 Cabana Trce, Starke, FL 32091 Property Records

Clay County property record for 6434 Cabana Trce, Starke, FL 32091

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,800 sqft · built 2018
Lot Size	0.329 acres (14,374 sqft)
Owner	Individual Name on File
Last Sale	$590,000 (Oct 2022)
Tax Bill	$5,232 (2025)
Deeds & Mortgages	Oct 2022 Sale Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-06-23-021646-002-52`

Property Details

APN / Parcel Number

Primary APN	`15-06-23-021646-002-52`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	1,800 sqft Heated Area
Gross Area	2,824 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,374 sqft (0.329 acres)
Garage Area	576 sqft
Porch	Porch
Porch Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	6434 CABANA TRCE
City	STARKE
State	FL
Zip	32091-9720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 52 KINGSLEY COVE AS REC OR 4655 PG 1053
Legal Range	23
Legal Township	06
Legal Section	15
Legal Subdivision	KINGSLEY
Legal Lot Number	52
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	1
Census Block	1036
Census Tract	980000

Owner

6434 Cabana Trce is owned and occupied by an individual who bought it in October 2022.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3346 ASPEN FOREST DR, MIDDLEBURG, FL 32068-4252
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Warranty Deed, Transfer CROCKETT TITLE LLC
Apr 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
May 14, 2018	Loan Modification, Mortgage GTE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2022 · Amount on File
Deed Sale	Oct 7, 2022 · Amount on File
Prior Sale	Oct 18, 2016 · Amount on File
Deed Document Number	2022060027
Deed Book / Page	4655 / 1053
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Oct 7, 2022
Property Address	6434 CABANA TRCE, STARKE, FL 32091-9720
Document Number	0046551053
Book / Page	4655 / 1053
Map Reference	MB 56 PG 14-17
Instrument Date	Oct 3, 2022
Instrument	2022060027
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	CROCKETT TITLE LLC

Transaction

Amount	Amount on Record
Tax	$4,130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1816 FALBRIDGE LN, 1816, PONTE VEDRA, FL 32081-7028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3346 ASPEN FOREST DR, MIDDLEBURG, FL 32068-4252

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	6434 CABANA TRCE, STARKE, FL 32091-9720
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041812174
Date	Apr 15, 2019
Book Page	4181/2174
Instrument	2019018767

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY FL
Property Address	6434 CABANA TRCE, STARKE, FL 32091-9720
Document Number	0040850754
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Jun 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6434 CABANA TRCE KINGSLEY LAKE FL 320919720, KINGSLEY LAKE, FL 32091-9720

Mortgage

Document Number	0040850754
Date	May 18, 2018
Book Page	004085/000754
Instrument	25689

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602-2509

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6434 Cabana Trce was $5,232 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,232.00 Homeowner's exemption	$383,202	$518,042 Land $170,000 Building $348,042
2023	$8,322.00 (+29.81%)	$526,763 (+24.77%) Land $170,000 Building $356,763	$526,763 (+24.77%) Land $170,000 Building $356,763
2022	$6,411.00	$422,181 Land $90,000 Building $332,181	$422,181 Land $90,000 Building $332,181

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6434 Cabana Trce in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6434 Cabana Trce is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: CenturyLink.

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