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6412 Cabana Trce, Starke, FL 32091 Property Records

Clay County property record for 6412 Cabana Trce, Starke, FL 32091

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,315 sqft · built 2018
Lot Size0.339 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$982,000 (Oct 2017)
Tax Bill$4,511 (2025)
Deeds & MortgagesJul 2021 Mortgage
Nov 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-06-23-021646-002-55

Property Details

APN / Parcel Number

Primary APN15-06-23-021646-002-55

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,315 sqft Heated Area
Gross Area3,468 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.339 acres)
Garage Area896 sqft
PorchPorch
Porch Area257 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address6412 CABANA TRCE
CitySTARKE
StateFL
Zip32091-9720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 55 KINGSLEY COVE AS REC OR 4023 PG 1577
Legal Range23
Legal Township06
Legal Section15
Legal SubdivisionKINGSLEY
Legal Lot Number55
JurisdictionCLAY FL
Township / Civil DivisionKEYSTONE HEIGHTS
Census Block Group1
Census Block1036
Census Tract980000

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address6412 CABANA TRCE, STARKE, FL 32091-9720
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Nov 8, 2018Loan Modification, Mortgage · VA Mortgage
CAPITAL CTY BK
Oct 24, 2017Special Warranty Deed, Construction Loan · Construction Mortgage
CAPITAL CITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2017 · Amount on Record
Deed SaleOct 24, 2017 · Amount on Record
Deed Document Number2017054195
Deed Book / Page4023 / 1577
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address6412 CABANA TRCE, STARKE, FL 32091-9720
Transaction TypeMortgage
Record UpdatedAug 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address6412 CABANA TRCE, STARKE, FL 32091-9720

Mortgage

Document Number0044851086
DateJul 21, 2021
Book Page4485/1086
Instrument2021045264
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLAY FL
Property Address6412 CABANA TRCE, STARKE, FL 32091-9720
Document Number0041401102
Instrument DateNov 8, 2018
Transaction TypeMortgage
Record UpdatedNov 27, 2018
Title CompanyPROVIDENCE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6412 CABANA TREE STARKE FL 32091, STARKE, FL 32091

Mortgage

Document Number0041401102
DateNov 14, 2018
Book Page004140/001102
Instrument59354
Lender
NameCAPITAL CTY BK
TypeBank
AddressTALLAHASSEE, FL 32091
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 13, 2048
Interest
Rate TypeFixed Rate
Rate4%

October 2017: Special Warranty Deed, Construction Loan

Document TypeSpecial Warranty Deed
JurisdictionCLAY FL
Recording DateOct 24, 2017
Property Address6412 CABANA TRCE, STARKE, FL 32091-9720
Document Number0040231577
Book / Page4023 / 1577
Map ReferenceMB56 PG14-17
Instrument DateOct 19, 2017
Instrument2017054195
Transaction TypeConstruction Loan
Record UpdatedFeb 21, 2022
Title CompanyPROVIDENCE TITLE CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$687.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address931 THOROUGHBRED DR, ORANGE PARK, FL 32065-8201

Mortgage

Document Number2017054196
DateOct 24, 2017
Instrument2017054196
Lender
NameCAPITAL CITY BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,511.00 (-0.57%) Homeowner's exemption$335,910 (+5.99%)$602,830 (-1.64%) Land $170,000 Building $432,830
2023$4,537.00 (+5.71%) Homeowner's exemption$316,936 (+3%)$612,864 (+22.17%) Land $170,000 Building $442,864
2022$4,292.00 Homeowner's exemption$307,705$501,639 Land $90,000 Building $411,639

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		25 / 3

May also be available: CenturyLink.

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